165 E Park Ave, Unit A, Sugar Grove, IL 60554 Property Records

Kane County property record for 165 E Park Ave, Unit A, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,697 sqft · built 2002
Owner	2 Individual Names on File
Last Sale	$321,000 (Apr 2026)
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-277-044`

Property Details

APN / Parcel Number

Primary APN	`14-16-277-044`
Alternative APN	`1416277002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,697 sqft Living Area
Gross Area	2,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	165 E PARK AVE, A
City	SUGAR GROVE
State	IL
Zip	60554-9927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR POINTE TOWNHOMES - UNIT 1801 BLDG 18
Legal Subdivision	WINDSOR POINTE TOWNHOMES
Legal Block	3
Legal Unit	1801
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3023
Census Tract	854504

Owner

165 E Park Ave, Unit A is owned and occupied by two individuals who bought it in April 2026.

Source: Kane County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 E PARK AVE, A, SUGAR GROVE, IL 60554-9927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 23, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Mar 25, 2025 · Amount on File
Deed Document Number	202616353
Prior Transfer Date	Sep 24, 2003
Prior Transfer Doc	0000193029
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	165 E PARK AVE UNIT A, A, SUGAR GROVE, IL 60554-9927
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007057
Date	Mar 8, 2023
Instrument	2023K007057

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 7, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	165 E PARK AVE UNIT A, A, SUGAR GROVE, IL 60554-9927
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043240
Date	Aug 29, 2022
Instrument	2022K043240

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2026
Document Number	0000016353
Instrument Date	Apr 1, 2026
Instrument	202616353
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FOX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,631.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000016354,
Date	Apr 23, 2026
Instrument	202616354

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000016355,
Date	Apr 23, 2026
Instrument	202616355

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	165 E PARK AVE UNIT A, A, SUGAR GROVE, IL 60554-9927
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001012
Date	Jan 6, 2017
Instrument	2017K001012

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 165 E Park Ave, Unit A was $5,752, down 7.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,752.00 (-7.61%)	$87,725 (+7.83%) Land $16,557 Building $71,168	$263,280 (+7.83%) Land $49,691 Building $213,589
2024	$6,226.00	$81,355 Land $15,355 Building $66,000	$244,163 Land $46,083 Building $198,079
2022	$5,820.00 (+3.98%) Homeowner's exemption	$67,736 (+5.08%) Land $12,784 Building $54,952	$203,208 (+5.08%) Land $38,352 Building $164,856
2021	$5,597.00 Homeowner's exemption	$64,461 Land $12,166 Building $52,295	$193,383 Land $36,498 Building $156,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 E Park Ave, Unit A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 E Park Ave, Unit A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Watch TV, Xfinity.

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