196 E Lake Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 196 E Lake Rd, Ludlow, VT 05149 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,504 sqft · built 1978
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2013)
Tax Bill	$3,548 (2025)
Flood Zone	Zone X (minimal risk)
APN	`363-112-10267`

Property Details

APN / Parcel Number

Primary APN	`363-112-10267`
Alternative APNs	`(112) 040127.000` `M:040 B:127.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	2,232 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	196 E LAKE RD
City	LUDLOW
State	VT
Zip	05149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKE ROAD 196 ONE FAMILY
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3025
Census Tract	966300

Owner

Source: Ludlow Town records · APN 363-112-10267

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 WOODRIDGE CIR, WEST HARTFORD, CT 06107-3534
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2013 · Amount on Record
Deed Sale	Oct 28, 2013 · Amount on Record
Deed Document Number	201311041133219049
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,548.00 (-12.35%)	$192,200 (-) Land $51,100 Building $141,100
2024	$4,048.00	$192,200 Land $51,100 Building $141,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force 4 of 25 on primary residences
Nearby Flood Claims	16 (2011–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2024, other causes, Tropical Depression Debby
Flood Events	Severe Storm And Flooding (Dec 2023), 2 claims Severe Storms, Flooding, Landslides, And Mudslides (Jul 2023), 10 claims Tropical Storm Irene (Aug 2011), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Vermont
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.