165 E Jefferson St, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 165 E Jefferson St, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2018)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-34-0307-700`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-34-0307-700`
Alternative APN	`03116340307A00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	165 E JEFFERSON ST
City	FRANKENMUTH
State	MI
Zip	48734-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2 COMM
Legal Description	N.165 FT.OF W.66 FT.OF E.922.2 FT. OF NE1/4 BEING PART OF LOT 45. SOUTH OF RIVER. CITY OF FRANKENMUTH SEC 34 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	34
Legal Subdivision	SOUTH OF RIVER
Legal Lot Number	45
Legal Unit	45
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	2
Census Block	2036
Census Tract	11301

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 E JEFFERSON ST, FRANKENMUTH, MI 48734-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Jul 20, 2018	Warranty Deed, Transfer FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	201819899
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	165 E JEFFERSON ST, FRANKENMUTH, MI 48734-1903
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 E JEFFERSON ST, FRANKENMUTH, MI 48734-1903

Mortgage

Document Number	0000020725
Date	Jun 8, 2021
Instrument	2021020725

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 20, 2018
Property Address	165 E JEFFERSON ST, FRANKENMUTH, MI 48734-1903
Document Number	0000019899
Instrument Date	Jul 6, 2018
Instrument	19899
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6769 BELL RD BIRCH RUN MI 484159048, BIRCH RUN, MI 48415-9048

Mortgage

Document Number	19900
Date	Jul 20, 2018
Instrument	19900

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Mortgage

Document Number	22436,
Date	Jul 20, 2018
Instrument	22436

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2033

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,100 (+23.52%)	$234,200 (+23.52%)
2025	$2,665.00 (+21.14%) Homeowner's exemption
2023		$94,800	$189,600
2022	$2,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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