Erie County and Collins Town property record for 165 Buffalo St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,208 sqft · built 1870 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,520 (Aug 2006) |
| Tax Bill | $4,865 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-0044000 |
| Primary APN | 202-0044000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 1,104 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 213,444 sqft (4.9 acres) |
| Lot Width | 114 ft Width |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 152 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 202-0044000 |
|---|---|
| Street Address | 165 BUFFALO ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TYLER R R MENTLEY HGWY |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17501 |
165 Buffalo St is owned and occupied by two individuals who bought it in August 2006.
Source: Erie County and Collins Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 BUFFALO ST, GOWANDA, NY 14070-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2006 · Amount on File |
| Deed Sale | Aug 31, 2006 · Amount on File |
| Prior Sale | Nov 2, 1992 · Amount on File |
| Deed Document Number | 2006193079 |
| Deed Book / Page | 11118 / 6620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 165 BUFFALO ST, GOWANDA, NY 14070-1009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 165 BUFFALO ST, GOWANDA, NY 14070-1009 |
| Document Number | 0140195626 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 14019/5626 |
| Instrument | 2021202117 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
The 2026 property tax bill for 165 Buffalo St was $4,865 with exemptions applied, up 8.9% from the year before.
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,865.00 (+8.89%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,468.00 (+82.59%) | $73,000 (-) Land $12,000 Building $61,000 | $260,700 (+21.42%) Land $42,855 Building $217,845 |
| 2024 | $2,447.00 Homeowner's exemption Veteran's exemption | $73,000 (-) Land $12,000 Building $61,000 | $214,706 (+5.87%) Land $35,294 Building $179,412 |
| 2023 | Homeowner's exemption Veteran's exemption | $73,000 (-) Land $12,000 Building $61,000 | $202,800 (+16.69%) Land $33,337 Building $169,463 |
| 2022 | $73,000 Land $12,000 Building $61,000 | $173,800 Land $28,570 Building $145,230 | |
| 2021 | $825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Buffalo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Buffalo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Armstrong.
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