165 Bear Cedar Trl, Broken Bow, OK 74728 Property Records

McCurtain County property record for 165 Bear Cedar Trl, Broken Bow, OK 74728

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,029 sqft · built 2022
Lot Size	1.25 acres (54,495 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Aug 2026)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`47540`

Property Details

APN / Parcel Number

Primary APN	`47540`
Alternative APN	`0003-00-000-027-0-000-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	54,495 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47540
Street Address	165 BEAR CEDAR TRL
City	BROKEN BOW
State	OK
Zip	74728-7497
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEAR RIDGE TRACT 27 PLAT B2/P296 B1115/P124, B1125/418
Legal Range	24E
Legal Township	03S
Legal Section	29
Legal Subdivision	BEAR RIDGE
Legal Tract	27
Legal Lot Number	27
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	3
Census Block	3332
Census Tract	98200

Owner

165 Bear Cedar Trl, a rural home, is owned by an individual who bought it in August 2026.

Source: McCurtain County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	11111 EGRETS POINT DR, CHARLOTTE, NC 28278-6899
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE
Apr 8, 2022	Deed of Trust, Mortgage · Construction Mortgage THE IDABEL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	2026644017
Deed Book / Page	1283 / 266
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Aug 18, 2026
Property Address	165 BEAR CEDAR TRL, BROKEN BOW, OK 74728-7497
Document Number	0000644017
Book / Page	1283 / 266
Instrument Date	Aug 5, 2026
Instrument	2026644017
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11111 EGRETS POINT DR, CHARLOTTE, NC 28278-6899

Mortgage

Document Number	0000644018,
Date	Aug 18, 2026
Instrument	2026644018

Lender

Name	STANDARD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	BROKEN BOW, OK 74728
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BEAVER RUN RD, SHERMAN, TX 75090-5557

Mortgage

Document Number	001125/420
Date	Apr 8, 2022
Book Page	1125/420
Instrument	I-2001-604198

Lender

Name	THE IDABEL NATIONAL BANK
Type	Bank
Address	IDABEL, OK 74745

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	252 Months
Due	Apr 5, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 165 Bear Cedar Trl was $2,902.

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Battiest Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,590 (+3%) Land $2,200 Building $35,390	$341,725 (-27.57%) Land $20,000 Building $321,725
2025	$2,902.00	$36,495 Land $2,200 Building $34,295	$471,800 Land $20,000 Building $451,800
2023	$182.00	$2,200 Land $2,200	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 165 Bear Cedar Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Bear Cedar Trl is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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