1634 Ramsay St, Alcoa, TN 37701 Property Records

Blount County property record for 1634 Ramsay St, Alcoa, TN 37701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 1952
Lot Size	0.189 acres (8,276 sqft)
Owner	Owner Name on Record
Last Sale	$85,000 (Jul 2008)
Tax Bill	$1,040 (2022)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005036F C 01400`

Property Details

APN / Parcel Number

Primary APN	`005036F C 01400`
Alternative APN	`036F C 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft
Lot Dimensions	121 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	471 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1634 RAMSAY ST
City	ALCOA
State	TN
Zip	37701-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WEST SPRINGBROOK SUB 838 105
Legal Subdivision	WEST SPRINGBROOK
Legal Block	838
Legal Lot Number	105 68
Jurisdiction	BLOUNT TN
Township / Civil Division	2
Census Block Group	2
Census Block	2040
Census Tract	10200

Owner

Source: Blount County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1634 RAMSAY ST, ALCOA, TN 37701-2048
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOA TENNESSEE FEDERAL CREDIT UNION
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Last Sale	Jul 14, 2008 · Amount on Record
Deed Sale	Jul 14, 2008 · Amount on Record
Prior Sale	Jul 14, 2008 · Amount on Record
Deed Document Number	0022040794
Deed Book / Page	002204 / 000794
Last Transfer Date	May 23, 2011
Transfer Doc	0022940144
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1634 RAMSAY ST, ALCOA, TN 37701-2048
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 RAMSAY ST, ALCOA, TN 37701-2048

Mortgage

Document Number	0026590000000528
Date	Jul 16, 2021
Book Page	0000002659/0000000528
Instrument	912927

Lender

Name	ALCOA TENNESSEE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	Aug 1, 2020

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1634 RAMSAY ST, ALCOA, TN 37701-2048
Document Number	0025450438
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 RAMSAY ST ALCOA TN 377012048, ALCOA, TN 37701-2048

Mortgage

Document Number	0025450438
Date	Mar 25, 2019
Book Page	002545/000438

Lender

Name	UNITED CMNTY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Alcoa City
County	Blount County
Unified School District	Alcoa City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,400 (-) Land $10,125 Building $58,275
2023		$68,400 (+62.37%) Land $10,125 Building $58,275	$273,600 (+62.37%) Land $40,500 Building $233,100
2022	$1,040.00	$42,125 Land $5,625 Building $36,500	$168,500 Land $22,500 Building $146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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