Monroe County property record for 1645 Watson Blvd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,468 sqft · built 1958 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,834 (May 2020) |
| Tax Bill | $4,924 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00312700-000000 |
| Primary APN | 00312700-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,468 sqft Living Area |
| 1st Floor Area | 2,376 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 757 sqft |
| Patio Area | 148 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1386197 |
|---|---|
| Old Parcel Number | 14662900312700000000 |
| Street Address | 1645 WATSON BLVD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11-12 TROPICAL BAY PB4-106 BIG PINE KEY OR184-503/504 OR529-1045 OR821-1490 OR865-2029 OR910-154 OR912-1498 OR1028-1328 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 14 |
| Legal Subdivision | TROPICAL BAY |
| Legal Lot Number | 11-12 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 971401 |
1645 Watson Blvd is owned and occupied by two individuals who bought it in May 2020.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1645 WATSON BLVD, BIG PINE KEY, FL 33043-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on File |
| Deed Sale | May 1, 2020 · Amount on File |
| Deed Document Number | 0030232403 |
| Deed Book / Page | 2675 / 1406 |
| Prior Transfer Date | Mar 18, 2014 |
| Prior Transfer Doc | 1972919 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $539,189 | $792,720 Land $473,040 Building $319,680 | |
| 2024 | $4,924.00 (+4.3%) | ||
| 2023 | $4,721.00 (+2.7%) Homeowner's exemption | $508,733 (+3%) | $930,682 (+17.02%) Land $620,865 Building $309,817 |
| 2022 | $4,597.00 Homeowner's exemption | $493,916 | $795,296 Land $487,823 Building $307,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1645 Watson Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1645 Watson Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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