Monroe County property record for 1555 Watson Blvd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,419 sqft · built 1959 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $695,000 (Aug 2025) |
| Tax Bill | $4,779 (2024) |
| Deeds & Mortgages | Jan 2023 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00312640-000000 |
| Primary APN | 00312640-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 1,793 sqft |
| 1st Floor Area | 1,419 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 186 sqft |
| Deck Area | 375 sqft |
| Patio Area | 1,430 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1386138 |
|---|---|
| Street Address | 1555 WATSON BLVD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 6 TROPICAL BAY PB4-106 BIG PINE KEY OR212-64/65 OR558-702 OR1464-503D/C OR1523-2334/35R/S OR1559-1536/37 OR2547-1675/76 OR2760-944D/C |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 14 |
| Legal Subdivision | TROPICAL BAY |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 971401 |
Source: Monroe County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1555 WATSON BLVD, BIG PINE KEY, FL 33043-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Jun 29, 1998 · Amount on Record |
| Deed Document Number | 20252511541 |
| Deed Book / Page | 3339 / 2237 |
| Prior Transfer Date | Dec 15, 2011 |
| Prior Transfer Doc | 0025471675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1555 WATSON BLVD, BIG PINE KEY, FL 33043-5000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1555 WATSON BLVD, BIG PINE KEY, FL 33043-5000 |
| Document Number | 0032080927 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 3208/927 |
| Instrument | 2403494 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Jan 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $567,207 (-14.75%) Land $363,600 Building $203,607 | $567,207 (-14.75%) Land $363,600 Building $203,607 | |
| 2024 | $4,779.00 (-0.13%) | ||
| 2023 | $4,785.00 (+11.59%) | $665,317 (+17.65%) Land $477,225 Building $188,092 | $665,317 (+17.65%) Land $477,225 Building $188,092 |
| 2022 | $4,288.00 | $565,485 Land $374,963 Building $190,522 | $565,485 Land $374,963 Building $190,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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