1657 Watson Blvd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1657 Watson Blvd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1970
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Aug 2021)
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00312710-000000`

Property Details

APN / Parcel Number

Primary APN	`00312710-000000`
Alternative APNs	`14662900312710000000` `1386201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,460 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	196 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	226 sqft
Deck Area	1,425 sqft
Patio Area	1,425 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1386201
Street Address	1657 WATSON BLVD
City	BIG PINE KEY
State	FL
Zip	33043-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 13 TROPICAL BAY PB4-106 BIG PINE KEY OR586-297 OR760-1315 OR1047-1716 OR2618-1730/31 OR2723-438 OR2723-435 OR3119-1948
Legal Range	29E
Legal Township	66S
Legal Section	14
Legal Subdivision	TROPICAL BAY
Legal Lot Number	13
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2004
Census Tract	971401

Owner

Source: Monroe County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6053 PINE DR, LAKE WORTH, FL 33462-2625
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	20212335335
Deed Book / Page	3119 / 1948
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	0026181730
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 16, 2021
Property Address	1657 WATSON BLVD, BIG PINE KEY, FL 33043-5001
Document Number	0031191948
Book / Page	3119 / 1948
Map Reference	MB 4 PG 106
Instrument Date	Aug 12, 2021
Instrument	2335335
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1657 WATSON BLVD, 1657, BIG PINE KEY, FL 33043-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6053 PINE DR, LANTANA, FL 33462-2625

Mortgage

Document Number	31191950
Date	Aug 16, 2021
Instrument	3119/1950

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,008.00 (+4.36%)	$708,316 (-7.26%) Land $333,720 Building $374,596	$708,316 (-7.26%) Land $333,720 Building $374,596
2024	$6,715.00 (-5.34%)
2023	$7,094.00 (+9.81%)	$763,778 (+13.63%) Land $438,008 Building $325,770	$763,778 (+13.63%) Land $438,008 Building $325,770
2022	$6,460.00	$672,176 Land $344,149 Building $328,027	$672,176 Land $344,149 Building $328,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20