1640 Colonial Way, Frederick, MD 21702 Property Records

Frederick County property record for 1640 Colonial Way, Frederick, MD 21702

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,560 sqft · built 1979
Lot Size	0.036 acres (1,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2015)
Tax Bill	$176 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-097923`

Property Details

APN / Parcel Number

Primary APN	`02-097923`
Alternative APNs	`2097923` `097923`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,572 sqft (0.036 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	097923
Street Address	1640 COLONIAL WAY
City	FREDERICK
State	MD
Zip	21702-3919
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R12
Legal Description	LT 1640 BLK FF SECT 12 1572.9 SQ FT CARROLL PARK MANOR
Legal Subdivision	CARROLLTON SEC 12
Legal Block	FF
Legal Lot Number	1640
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4002
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 COLONIAL WAY, FREDERICK, MD 21702-3919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Nov 15, 2017	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Prior Sale	Jun 27, 2008 · Amount on Record
Deed Book / Page	10777 / 219
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	0070210396
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1640 COLONIAL WAY, FREDERICK, MD 21702-3919
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116930373
Date	Mar 2, 2017
Book Page	11693/0373
Instrument	11693-0373

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2046

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1640 COLONIAL WAY, FREDERICK, MD 21702-3919
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121320028
Date	Nov 15, 2017
Book Page	12132/0028
Instrument	12132-0028

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1640 COLONIAL WAY, FREDERICK, MD 21702-3919
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138820486
Date	Jul 9, 2020
Book Page	13882/486

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1640 COLONIAL WAY, FREDERICK, MD 21702-3919
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146760384
Date	Mar 19, 2021
Book Page	14676/384

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,900 (+19.63%) Land $75,000 Building $161,900	$236,900 (-) Land $75,000 Building $161,900
2024	$176.00 (+1%)
2023	$88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$198,033	$236,900 Land $75,000 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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