1645 Aryana Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1645 Aryana Dr, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	6 bd · 5.5 ba · 5,203 sqft · built 2001
Lot Size	0.475 acres (20,693 sqft)
Owner	Company Name on Record
Last Sale	$1,156,000 (Mar 2000)
Tax Bill	$20,451 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-631-08-00`

Property Details

APN / Parcel Number

Primary APN	`254-631-08-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	5,203 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Lot Area	20,693 sqft (0.475 acres)

Location & Zoning

Street Address	1645 ARYANA DR
City	ENCINITAS
State	CA
Zip	92024-1294
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR1
Legal Description	LOT 14 TR 013778
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013778
Legal Block	4
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4014
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1645 ARYANA DR, ENCINITAS, CA 92024-1294
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2000 · Amount on Record
Deed Sale	Mar 29, 2000 · Amount on Record
Deed Document Number	2000158323
Prior Transfer Date	Mar 24, 2000
Prior Transfer Doc	0000161926
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 ARYANA DR, ENCINITAS, CA 92024-1294
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516247
Date	Nov 3, 2017
Instrument	2017-0516247

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 ARYANA DR, ENCINITAS, CA 92024-1294
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 ARYANA DR, ENCINITAS, CA 92024-1294

Mortgage

Document Number	0000481202
Date	Aug 25, 2020
Instrument	2020-0481202

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,871,747 (+2%) Land $627,081 Building $1,244,666
2025	$20,451.00 (+6.58%) Homeowner's exemption	$1,835,047 (+4.04%) Land $614,786 Building $1,220,261
2023	$19,189.00 (+2.21%) Homeowner's exemption	$1,763,792 Land $590,914 Building $1,172,878
2022	$18,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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