Montgomery County property record for 16445 Lochness Dr, Willis, TX 77318
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,210 sqft · built 1982 |
| Lot Size | 0.545 acres (23,782 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,962 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6925-00-07400 |
| Primary APN | 6925-00-07400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 23,782 sqft (0.545 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 170 sqft |
| Patio Area | 170 sqft |
| Canopy | 850 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R119686 |
|---|---|
| Street Address | 16445 LOCHNESS DR |
| City | WILLIS |
| State | TX |
| Zip | 77318-6760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Legal Description | S692500 - LOCHNESS COVE, LOT 71, 72 |
| Legal Subdivision | LOCHNESS COVE |
| Legal Lot Number | 71-72 72 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 694205 |
16445 Lochness Dr is owned and occupied by an individual who acquired it in February 2023.
Source: Montgomery County records, as of November 28, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 23, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 6, 2023 | Warranty Deed, Transfer |
| May 25, 2021 | Vendor's Lien, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 28, 2019 | Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2023 |
| Deed Sale | Feb 6, 2023 |
| Prior Sale | Jan 23, 2023 |
| Deed Document Number | 2023009492 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000019796 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024019796 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Jun 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 23, 2023 |
| Property Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000005136 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2023005136 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Feb 6, 2023 |
| Property Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000009492 |
| Map Reference | VOL 10 PG 57 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2023009492 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Name | Verified Name |
|---|---|
| Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 25, 2021 |
| Property Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000071151 |
| Map Reference | CAB A SH 81 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021071151 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000071152 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021071152 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000097118 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020097118 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Feb 28, 2019 |
| Property Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000015539 |
| Map Reference | CAB A SH 81A |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019015539 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16445 LOCHNESS DR, WILLIS, TX 77318-6760 |
| Document Number | 0000015540 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019015540 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Montgomery County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,743 (+7.87%) Land $130,801 Building $124,942 | $255,743 (+7.87%) Land $130,801 Building $124,942 | |
| 2024 | $3,962.00 (+49.62%) Homeowner's exemption | $237,085 (-0.37%) Land $130,801 Building $106,284 | $237,085 (-0.37%) Land $130,801 Building $106,284 |
| 2023 | $2,648.00 Homeowner's exemption | $237,960 Land $130,800 Building $107,160 | $237,960 Land $130,800 Building $107,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16445 Lochness Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2012–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16445 Lochness Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCH NESS COVE SUBDIVISION WATER SYSTEM private · serves 267 people · EPA ID TX1700148 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Optimum Cable | 940 / 35 |
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