16440 Fair Ridge Ct, Riverside, CA 92503 Property Records

Riverside County property record for 16440 Fair Ridge Ct, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,451 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on File
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-191-012`

Property Details

APN / Parcel Number

Primary APN	`140-191-012`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	3,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16440 FAIR RIDGE CT
City	RIVERSIDE
State	CA
Zip	92503-0569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 MB 214/021 TR 23140-1
Legal Subdivision	TRACT 23140 1
Legal Tract	23140-1
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	2
Census Block	2002
Census Tract	41414

Owner

16440 Fair Ridge Ct is owned by a company that acquired it in January 2014 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOS ANGELES POLICE FCU
Oct 1, 2021	Intrafamily Transfer, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2014
Deed Sale	Jan 31, 2014
Prior Sale	Mar 30, 1998 · Amount on File
Deed Document Number	201444740
Prior Transfer Date	Jul 7, 2003
Prior Transfer Doc	0000720307
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569
Transaction Type	Mortgage
Record Updated	Jul 7, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569

Mortgage

Document Number	0000182737
Date	Jun 27, 2023
Instrument	2023-0182737

Lender

Name	LOS ANGELES POLICE FCU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 1, 2021
Property Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569
Document Number	0000586362
Map Reference	MB 214 PG 21-26
Instrument Date	Sep 24, 2021
Instrument	2021-0586362
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16440 FAIR RIDGE CT, RIVERSIDE, CA 92503-0569

Mortgage

Document Number	0000550350
Date	Nov 6, 2020
Instrument	2020-0550350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16440 Fair Ridge Ct was $3,700 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,410 (+2%) Land $73,265 Building $236,145
2025	$3,700.00 Homeowner's exemption	$303,344 Land $71,829 Building $231,515
2023	$3,515.00 (+6.58%) Homeowner's exemption	$291,567 Land $69,041 Building $222,526
2022	$3,298.00
2021			$647,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16440 Fair Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16440 Fair Ridge Ct is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD serves 87,955 people · EPA ID CA3310049
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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