Osceola County property record for 1644 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,164 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $331,000 (2019) |
| Tax Bill | $712.00 (2025) |
| Primary APN | 172531444600010400 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,164 sqft Heated Area |
| Gross Area | 3,744 sqft Gross Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Upper Floors | 1,484 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1644 PINE MARSH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NOVA POINTE PH 2 PB 22 PG 119-120 LOT 40 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NOVA POINTE (PARK) |
| Legal Phase | 2 |
| Legal Tract | 4446 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1069 |
| Census Tract | 43700 |
Source: Osceola County records · APN 172531444600010400
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1644 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage WINTRUST MORTGAGE |
| Jun 05, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2019 · Amount on Record |
| Deed Sale | Jun 05, 2019 · Amount on Record |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Doc Number | 2019071910 |
| Deed Book / Page | 5535 / 1096 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1644 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0057642094 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 5764/2094 |
| Instrument | 2020099449 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 05, 2019 |
| Property Address | 1644 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408 |
| Document Number | 0055351096 |
| Book / Page | 5535 / 1096 |
| Map Reference | MB 22 PG 119&120 |
| Instrument Date | Jun 03, 2019 |
| Instrument | 2019071910 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | PARAGON TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,317.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1644 PINE MARSH LOOP, 1644, SAINT CLOUD, FL 34771-7408 |
| Name | Verified Name |
|---|---|
| Address | 16739 CEDAR CREST DR, ORLANDO, FL 32828-6704 |
| Document Number | 0055351097 |
|---|---|
| Date | Jun 05, 2019 |
| Instrument | 5535/1097 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $328,328 (+5.99%) | $420,400 (+6.48%) Land $70,000 Building $350,400 |
| 2023 | $621.00 (-85.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $309,782 (+3%) | $394,800 (+19.2%) Land $70,000 Building $324,800 |
| 2022 | $4,148.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $300,760 | $331,200 Land $55,000 Building $276,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 485 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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