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1640 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1640 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2014
Square Footage3,175 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$349,900 (2019)
Tax Bill$4,680.00 (2025)

Property Details

APN / Parcel Number

Primary APN172531444600010410

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,175 sqft Heated Area
Gross Area3,815 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Upper Floors1,495 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage
FenceFence
PorchOpen Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1640 PINE MARSH LOOP
CitySAINT CLOUD
StateFL
Zip34771-7408
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNOVA POINTE PH 2 PB 22 PG 119-120 LOT 41
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNOVA POINTE (PARK)
Legal Phase2
Legal Tract4446
Legal Block1
Legal Lot Number41
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1069
Census Tract43700

Owner

Source: Osceola County records · APN 172531444600010410

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Apr 03, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Apr 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 23, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Prior SaleSep 11, 2014 · Amount on Record
Deed Doc Number2019166504
Deed Book / Page5646 / 0044
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408

Mortgage

Document Number0064200977
DateJun 06, 2023
Book Page6420/977
Instrument2023072927
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Address34559
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053102357
DateApr 03, 2018
Book Page5310/2357
Instrument2018052349
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408

Mortgage

Document Number0059290745
DateApr 06, 2021
Book Page5929/745
Instrument2021051369
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 01, 2046

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 23, 2019
Property Address1640 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
Document Number0056460044
Book / Page005646 / 000044
Instrument DateDec 20, 2019
Instrument166504
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 PINE MARSH LOOP ST CLOUD FL 347717408, ST CLOUD, FL 34771-7408

Mortgage

Document Number56460046
DateDec 23, 2019
Book Page005646/000046
Instrument166505
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,680.00 (+7.04%) Homeowner's exemption$327,224 (+5.99%)$425,100 (+6.41%) Land $70,000 Building $355,100
2023$4,372.00 (+4%) Homeowner's exemption$308,740 (+3%)$399,500 (+19.08%) Land $70,000 Building $329,500
2022$4,204.00 Homeowner's exemption$299,748$335,500 Land $55,000 Building $280,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 485 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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