1636 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1636 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	2,071 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$231,700 (2015)
Tax Bill	$3,444.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172531444600010420`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,071 sqft Heated Area
Gross Area	2,560 sqft Gross Area
1st Floor	2,071 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	380 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	109 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1636 PINE MARSH LOOP
City	SAINT CLOUD
State	FL
Zip	34771-7408
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NOVA POINTE PH 2 PB 22 PG 119-120 LOT 42
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NOVA POINTE (PARK)
Legal Phase	2
Legal Tract	4446
Legal Block	1
Legal Lot Number	42
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1069
Census Tract	43700

Owner

Source: Osceola County records · APN 172531444600010420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1636 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2015 · Amount on Record
Deed Sale	Oct 05, 2015 · Amount on Record
Deed Doc Number	2015148397
Deed Book / Page	4851 / 2035
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1636 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7408

Mortgage

Document Number	0060070722
Date	Jul 22, 2021
Book Page	6007/722
Instrument	2021113444

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,444.00 (+7.86%) Homeowner's exemption Disabled Person's exemption	$243,060 (+5.99%)	$328,500 (+5.93%) Land $70,000 Building $258,500
2023	$3,193.00 (+2.34%) Homeowner's exemption Disabled Person's exemption	$229,331 (+3%)	$310,100 (+19.78%) Land $70,000 Building $240,100
2022	$3,120.00 Homeowner's exemption Disabled Person's exemption	$222,652	$258,900 Land $55,000 Building $203,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 485 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.