Osceola County property record for 1643 Dolphin Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 920 sqft · built 2009 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Nov 2017) |
| Tax Bill | $1,173 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 95381 |
| Primary APN | 95381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 920 sqft Heated Area |
| 1st Floor Area | 920 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 95381 |
|---|---|
| Street Address | 1643 DOLPHIN DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9713 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PINE GROVE PARK PB 01 PG 245 LOTS 204 & 205 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PINE GROVE PK |
| Legal Tract | 4720 |
| Legal Block | 1 |
| Legal Lot Number | 204-205 205 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43801 |
Source: Osceola County records · APN 95381
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1643 DOLPHIN DR, SAINT CLOUD, FL 34771-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 20, 2017 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Prior Sale | Mar 03, 1997 · Amount on Record |
| Deed Document Number | 2017165503 |
| Deed Book / Page | 5242 / 0047 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1643 DOLPHIN DR, SAINT CLOUD, FL 34771-9713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1643 DOLPHIN DR, SAINT CLOUD, FL 34771-9713 |
| Document Number | 0060411753 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6041/1753 |
| Instrument | 2021141245 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 13, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 1643 DOLPHIN DR, SAINT CLOUD, FL 34771-9713 |
| Document Number | 0052420047 |
| Book / Page | 005242 / 000047 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 165503 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 DOLPHIN DR ST CLOUD FL 347719713, ST CLOUD, FL 34771-9713 |
| Document Number | 52420048 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 005242/000048 |
| Instrument | 165504 |
| Name | RESIDENTIAL ACCPTNC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,173.00 (+9.93%) Homeowner's exemption | $63,915 (+5.99%) | $106,400 (-13.14%) Land $40,000 Building $66,400 |
| 2023 | $1,067.00 (+6.49%) Homeowner's exemption | $60,305 (+3%) | $122,500 (+74.75%) Land $40,000 Building $82,500 |
| 2022 | $1,002.00 Homeowner's exemption | $58,549 | $70,100 Land $18,400 Building $51,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 353 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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