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1638 Dolphin Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1638 Dolphin Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1999
Square Footage786 sqft Living Area
Lot Size6,403 sqft (0.147 acres)
OccupancyOwner Occupied
Last Sale$233,785 (2023)
Tax Bill$2,779.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-26-31-4720-0001-1970
Alternative APNs
  • 263102472000011970
  • 95378

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area786 sqft Living Area
Gross Area1,122 sqft Gross Area
1st Floor786 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1999
Architectural StyleConventional Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,403 sqft (0.147 acres)
Depth X Width80 ft x 80 ft Depth x Width
Shed1 Shed
Shed Area80 sqft Shed
Utility Building72 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1638 DOLPHIN DR
CitySAINT CLOUD
StateFL
Zip34771-9710
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINE GROVE PARK PB 01 PG 245 LOTS 197 & 198
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionPINE GROVE PARK
Legal Tract4720
Legal Block1970
Legal Lot Number197
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1025
Census Tract43801

Owner

Source: Osceola County records · APN 02-26-31-4720-0001-1970

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Oct 26, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 23, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 31, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN NATIONWIDE MORTGAGE COMPAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2023 · Amount on Record
Deed SaleDec 27, 2023 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Doc Number2023167771
Deed Book / Page6525 / 794
Prior Transfer DateMar 23, 2021
Prior Transfer Doc0059180304
Record RefreshedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2023
Property Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710
Document Number0065250794
Book / Page6525 / 794
Map ReferenceMB 1 PG 245
Instrument DateDec 22, 2023
Instrument2023167771
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,636.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address222 ALDO DR, KISSIMMEE, FL 34741

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710

Mortgage

Document Number0006525796
DateDec 27, 2023
Instrument6525/796
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0065250810
DateDec 27, 2023
Book Page6525/810
Instrument2023167773
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710

Mortgage

Document Number0058192397
DateOct 26, 2020
Book Page5819/2397
Instrument2020144888
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 23, 2021
Property Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710
Document Number0059180304
Book / Page5918 / 304
Map ReferenceMB 1 PG 245
Instrument DateMar 23, 2021
Instrument2021042777
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2019
Property Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710
Document Number0055651199
Book / Page5565 / 1199
Map ReferenceMB 1 PG 245
Instrument DateJul 05, 2019
Instrument2019098402
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNONA TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$966.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address122 VILLA POINTE DR, 122, SPRINGBORO, OH 45066-8314

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 DOLPHIN DR, SAINT CLOUD, FL 34771-9710

Mortgage

Document Number0055651202
DateJul 31, 2019
Instrument5565/1202
Lender
NameAMERICAN NATIONWIDE MORTGAGE COMPAN
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,881.00 (+3.67%)$194,500 (+43.27%) Land $40,000 Building $154,500$194,500 (-1.97%) Land $40,000 Building $154,500
2024$2,779.00 (+320.42%)
2023$661.00 (+9.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$135,754 (+3%)$198,400 (+50.53%) Land $40,000 Building $158,400
2022$606.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$131,800 Land $18,400 Building $113,400$131,800 Land $18,400 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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