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1629 Dolphin Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1629 Dolphin Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 748 sqft · built 1958
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jun 2023)
Tax Bill$2,710 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN95445

Property Details

APN / Parcel Number

Primary APN95445
Alternative APN
  • 022631474000012120

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area748 sqft Heated Area
Gross Area856 sqft
1st Floor Area748 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions80 ft deep x 80 ft wide
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number95445
Street Address1629 DOLPHIN DR
CitySAINT CLOUD
StateFL
Zip34771-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORMH
Legal DescriptionPINE GROVE PARK REPLAT NO 2 PB 01 PG 312 LOTS 212 & 213
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionPINE GROVE PK REPL 2
Legal Tract4740
Legal Block1
Legal Lot Number212-213 213
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1026
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2434 OAK RUN BLVD, KISSIMMEE, FL 34744-2776
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 25, 2018Loan Modification, Mortgage · Conventional Mortgage
FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleFeb 3, 2006 · Amount on Record
Deed Document Number2023082202
Deed Book / Page6430 / 2247
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2023
Property Address1629 DOLPHIN DR, SAINT CLOUD, FL 34771-9713
Document Number0064302247
Book / Page6430 / 2247
Map ReferenceMB 1 PG 312
Instrument DateJun 15, 2023
Instrument2023082202
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyLEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 ISABELLA ST, NEENAH, WI 54956-2515

Transferred To (Grantee/Buyer)

NameVerified Name
Address2434 OAK RUN BLVD, KISSIMMEE, FL 34744-2776

Mortgage

Document Number0064302249
DateJun 26, 2023
Instrument6430/2249
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1629 DOLPHIN DR, SAINT CLOUD, FL 34771-9713
Document Number0054540398
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1629 DOLPHIN DR ST CLOUD FL 347719713, ST CLOUD, FL 34771-9713

Mortgage

Document Number0054540398
DateDec 26, 2018
Book Page005454/000398
Instrument187414
Lender
NameFEDERAL NAT'L MTG ASSN (FNMA)
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueDec 25, 2058
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,710.00 (+211.49%)$141,300 (+214.37%) Land $40,000 Building $101,300$141,300 (-0.7%) Land $40,000 Building $101,300
2023$870.00 (+1.28%) Homeowner's exemption Disabled Person's exemption$44,947 (+3%)$142,300 (+69.81%) Land $40,000 Building $102,300
2022$859.00 Homeowner's exemption Disabled Person's exemption$43,638$83,800 Land $16,800 Building $67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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