Ocean County and Stafford Township property record for 1643 Breakers Dr, Manahawkin, NJ 08050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1993 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Feb 2019) |
| Tax Bill | $5,529 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00044-131-00015 |
| Primary APN | 31-00044-131-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1643 BREAKERS DR |
|---|---|
| City | MANAHAWKIN |
| State | NJ |
| Zip | 08050-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | 75X120 |
| Legal Subdivision | OCEAN ACRES INC SEC 11 |
| Legal Block | 44 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | STAFFORD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 735001 |
1643 Breakers Dr is owned and occupied by two individuals who bought it in February 2019.
Source: Ocean County and Stafford Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1643 BREAKERS DR, MANAHAWKIN, NJ 08050-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 21, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on File |
| Deed Sale | Feb 21, 2019 · Amount on File |
| Prior Sale | Sep 2, 1993 · Amount on File |
| Deed Document Number | 201916230 |
| Deed Book / Page | 17390 / 1454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1643 BREAKERS DR, MANAHAWKIN, NJ 08050-5118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0179491867 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 17949/1867 |
| Instrument | 2020068449 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 21, 2019 |
| Property Address | 1643 BREAKERS DR, MANAHAWKIN, NJ 08050-5118 |
| Document Number | 0173901454 |
| Book / Page | 017390 / 001454 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 16230 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1643 BREAKERS DR MANAHAWKIN NJ 080505118, MANAHAWKIN, NJ 08050-5118 |
| Document Number | 173901460 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 017390/001460 |
| Instrument | 16231 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2049 |
The 2025 property tax bill for 1643 Breakers Dr was $5,529, up 5.6% from the year before.
Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Stafford Township |
| Secondary School District | Southern Regional School District (07 - 12) |
| Elementary School District | Stafford Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,700 (+103.84%) Land $167,800 Building $261,900 | $429,700 (+103.84%) Land $167,800 Building $261,900 | |
| 2025 | $5,529.00 (+5.64%) | $210,800 Land $61,600 Building $149,200 | $210,800 Land $61,600 Building $149,200 |
| 2024 | $5,234.00 | ||
| 2023 | $210,800 Land $61,600 Building $149,200 | $210,800 Land $61,600 Building $149,200 | |
| 2022 | $4,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1643 Breakers Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1643 Breakers Dr is very high, ranking above 90% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 95% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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