16415 N 165th Dr, Surprise, AZ 85388 Property Records

Maricopa County property record for 16415 N 165th Dr, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,482 sqft · built 2004
Lot Size	0.123 acres (5,383 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Feb 2022)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`509-04-646`

Property Details

APN / Parcel Number

Primary APN	`509-04-646`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,383 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16415 N 165TH DR
City	SURPRISE
State	AZ
Zip	85388-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH PHASE 1 MCR 552-01
Legal Range	02W
Legal Township	03N
Legal Section	01
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	NORTHWEST RANCH PHASE 1
Legal Phase	1
Legal Lot Number	372
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	61026

Owner

16415 N 165th Dr is owned by a company that acquired it in March 2026 and is owner-occupied.

Source: Maricopa County records, as of March 11, 2026

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer
Jan 17, 2017	Deed of Trust, Mortgage · ARM IMPAC MORTGAGE
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Dec 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Feb 4, 2022 · Amount on File
Deed Document Number	0000107833
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000128250
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 5, 2026
Property Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137
Document Number	0000128250
Map Reference	MB 552 PG 1
Instrument Date	Feb 27, 2026
Instrument	20260128250
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034192
Date	Jan 17, 2017
Instrument	2017-0034192

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	12.2%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 4, 2022
Property Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137
Document Number	0000107833
Map Reference	MB 552 PG 1
Instrument Date	Jan 28, 2022
Instrument	20220107833
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8618 W SAINT JOHN RD, 8618, PEORIA, AZ 85382-0860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137

Mortgage

Document Number	0000107834
Date	Feb 4, 2022
Instrument	20220107834

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 3, 2021
Property Address	16415 N 165TH DR, SURPRISE, AZ 85388-1137
Document Number	0001285978
Map Reference	MB 552 PG 1
Instrument Date	Dec 2, 2021
Instrument	20211285978
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8618 W SAINT JOHN RD, PEORIA, AZ 85382-0860

Tax Assessment & Valuation

The 2025 property tax bill for 16415 N 165th Dr was $1,286.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,130	$301,300 Land $60,200 Building $241,100
2025	$1,286.00
2024		$33,070	$330,700 Land $66,100 Building $264,600
2023	$1,071.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16415 N 165th Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16415 N 165th Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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