16299 N 165th Dr, Surprise, AZ 85388 Property Records

Maricopa County property record for 16299 N 165th Dr, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,495 sqft · built 2003
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Mar 2024)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`509-04-550`

Property Details

APN / Parcel Number

Primary APN	`509-04-550`
Alternative APN	`509045507`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,495 sqft Living Area
Gross Area	1,591 sqft
1st Floor Area	870 sqft
2nd Floor Area	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,240 sqft (0.143 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16299 N 165TH DR
City	SURPRISE
State	AZ
Zip	85388-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH PHASE 1 MCR 552-01
Legal Range	2W
Legal Township	3N
Legal Section	1
Legal Subdivision	NORTHWEST RANCH PHASE 1
Legal Phase	1
Legal Lot Number	276
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	61026

Owner

16299 N 165th Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Maricopa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 27, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Jul 8, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM HOME MORTGAGE CORP (FN)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	Jun 27, 2023 · Amount on File
Deed Document Number	2024140911
Prior Transfer Date	Jul 14, 2003
Prior Transfer Doc	0000927434
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 19, 2024
Property Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Document Number	0000140911
Map Reference	MB 552 PG 1
Instrument Date	Mar 18, 2024
Instrument	20240140911
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Investor	Possibly a Property Investor

Mortgage

Document Number	0000140912
Date	Mar 19, 2024
Instrument	20240140912

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2023
Property Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Document Number	0000333121
Map Reference	MB 552 PG 1
Instrument Date	Jun 6, 2023
Instrument	20230333121
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094
Investor	Possibly a Property Investor

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142

Mortgage

Document Number	0000558476
Date	Jul 8, 2022
Instrument	20220558476

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142

Mortgage

Document Number	0000309830
Date	Mar 19, 2021
Instrument	20210309830

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Sep 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16299 N 165TH DR, SURPRISE, AZ 85388-1142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000527453
Date	Jun 17, 2020
Instrument	20200527453

Lender

Name	FREEDOM HOME MORTGAGE CORP (FN)
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 16299 N 165th Dr was $1,151.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,770 (+131.01%)	$297,700 (+1.43%) Land $59,500 Building $238,200
2025	$1,151.00	$12,887 (-59.93%)	$293,500 (-8.74%) Land $58,700 Building $234,800
2024		$32,160 (+23.79%)	$321,600 (+23.79%) Land $64,300 Building $257,300
2023	$1,044.00 (+4.92%)	$25,980 Land $5,190 Building $20,790	$259,800 Land $51,900 Building $207,900
2022	$995.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16299 N 165th Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16299 N 165th Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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