16414 Open View Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16414 Open View Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,455 sqft · built 2001
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$989,000 (Mar 2025)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`287-120-18-00`

Property Details

APN / Parcel Number

Primary APN	`287-120-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,455 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	16414 OPEN VIEW RD
City	RAMONA
State	CA
Zip	92065-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 115 TR 013817
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013817
Legal Block	3
Legal Lot Number	115
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3002
Census Tract	20810

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16414 OPEN VIEW RD, RAMONA, CA 92065-5921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Dec 8, 2008 · Amount on Record
Deed Document Number	202565697
Prior Transfer Date	Apr 27, 2011
Prior Transfer Doc	0000229316
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16414 OPEN VIEW RD, RAMONA, CA 92065-5921
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16414 OPEN VIEW RD, RAMONA, CA 92065-5921

Mortgage

Document Number	0000071639
Date	Mar 16, 2026
Instrument	2026-0071639

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16414 OPEN VIEW RD, RAMONA, CA 92065-5921
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 709, RAMONA, CA 92065-0709

Mortgage

Document Number	0000827689
Date	Dec 7, 2021
Instrument	2021-0827689

Lender

Name	FRANKLIN ADVANTAGE INC
Type	Mortgage Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16414 OPEN VIEW RD, RAMONA, CA 92065-5921
Document Number	0000525642
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 709 RAMONA CA 920650709, RAMONA, CA 92065-0709

Mortgage

Document Number	0000525642
Date	Nov 9, 2017
Instrument	525642

Lender

Name	FRANKLIN ADVANTAGE INC
Address	2 S POINTE DR # 248, LAKE FOREST, CA 92630-8540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,272 (-26.54%) Land $252,070 Building $163,202
2025	$6,991.00 (+1.78%)	$565,304 (+4.04%) Land $206,030 Building $359,274
2024	$6,869.00 (+4.82%)
2023	$6,553.00 (-1.55%)	$543,355 Land $198,031 Building $345,324
2022	$6,656.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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