1641 Diamond Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 1641 Diamond Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 1967
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$409,000 (Sep 2017)
Tax Bill	$4,778 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575042`

Property Details

APN / Parcel Number

Primary APN	`575042`
Alternative APNs	`380310 475006 0000` `56925`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Game Room	Game Room
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1967
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	432 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	575042
Street Address	1641 DIAMOND LOOP
City	BELLINGHAM
State	WA
Zip	98226-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	EMERALD LAKE DIV NO 2 LOTS 17-18-SUBJ TO COVENANT TO BIND PROPERTIES AF 920828192
Legal Range	03
Legal Township	38
Legal Section	10
Legal Subdivision	EMERALD LAKE
Legal Lot Number	17 18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1009
Census Tract	101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1641 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Quit Claim Deed, Transfer CARDINAL FIN'L
Sep 6, 2017	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L
Mar 22, 2017	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	2170900489
Last Transfer Date	Nov 2, 2020
Transfer Doc	0001100241
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 2, 2020
Property Address	1641 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2201100241
Instrument Date	Oct 26, 2020
Instrument	1100241
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1641 DIAMOND LOOP BELLINGHAM WA 982268740, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	2201100242
Date	Nov 2, 2020
Instrument	1100242

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 6, 2017
Property Address	1641 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2170900489
Instrument Date	Aug 29, 2017
Instrument	900489
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,285.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 DIAMOND LOOP BELLINGHAM WA 982268740, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	2170900490
Date	Sep 6, 2017
Instrument	900490

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1641 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2170303422
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1641 DIAMOND LOOP BELLINGHAM WA 982268740, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	2170303422
Date	Mar 31, 2017
Instrument	303422

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2037

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,778.00 (+31.05%)	$531,985 (+21.36%) Land $190,892 Building $341,093	$531,985 (+21.36%) Land $190,892 Building $341,093
2022		$438,370 Land $157,300 Building $281,070	$438,370 Land $157,300 Building $281,070
2021	$3,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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