1618 Diamond Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 1618 Diamond Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1972
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$719,000 (Apr 2022)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590988`

Property Details

APN / Parcel Number

Primary APN	`590988`
Alternative APNs	`380310 454036 0000` `522529` `56878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	600 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Built-in
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	741 sqft
Patio Area	789 sqft
Balcony	Balcony
Balcony Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	522529
Street Address	1618 DIAMOND LOOP
City	BELLINGHAM
State	WA
Zip	98226-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	EMERALD LAKE DIV NO 2 LOT 63
Legal Range	03
Legal Township	38
Legal Section	10
Legal Subdivision	EMERALD LAKE
Legal Lot Number	63
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1025
Census Tract	101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1618 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage SAVIBANK
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jul 27, 2015 · Amount on Record
Deed Document Number	2022-0403339
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1618 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000503219
Date	May 20, 2021
Instrument	2021-0503219

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 29, 2022
Property Address	1618 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	0000403339
Map Reference	VOL 8 PG 96
Instrument Date	Apr 14, 2022
Instrument	2022-0403339
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,903.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 DIAMOND LOOP, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	0000403341
Date	Apr 29, 2022
Instrument	2022-0403341

Lender

Name	SAVIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1618 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2181200521
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1618 RIAMOND LOOP BELLINGHAM WA 98226, BELLINGHAM, WA 98226

Mortgage

Document Number	2181200521
Date	Dec 6, 2018
Instrument	1200521

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1618 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2171200524
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1618 DIAMOND LOOP BELLINGHAM WA 982268740, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	2171200524
Date	Dec 6, 2017
Instrument	1200524

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00 (+31.45%)	$527,320 (+21.36%) Land $176,208 Building $351,112	$527,320 (+21.36%) Land $176,208 Building $351,112
2022		$434,526 Land $145,200 Building $289,326	$434,526 Land $145,200 Building $289,326
2021	$3,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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