1636 Diamond Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 1636 Diamond Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1970
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2015)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`522952`

Property Details

APN / Parcel Number

Primary APN	`522952`
Alternative APNs	`380310 473023 0000` `56922`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,516 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	780 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Porch	Enclosed Porch
Porch Area	187 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	522952
Street Address	1636 DIAMOND LOOP
City	BELLINGHAM
State	WA
Zip	98226-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	EMERALD LAKE DIV NO 2 LOT 66
Legal Range	03
Legal Township	38
Legal Section	10
Legal Subdivision	EMERALD LAKE
Legal Lot Number	66
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1025
Census Tract	101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 10, 2023	Deed of Trust, Mortgage · Closed-End Mortgage MOUNTAINCREST CU
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI
Mar 31, 2018	Deed of Trust, Mortgage · FHA Mortgage LENDERFI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2015 · Amount on Record
Deed Sale	Aug 6, 2015 · Amount on Record
Prior Sale	Jul 6, 2004
Deed Document Number	2150800537
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300993
Date	Mar 15, 2024
Instrument	2024-0300993

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	CHICAGO TITLE BELLINGHAM, CHICAGO TITLE BELLIGHAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400464
Date	Apr 10, 2023
Instrument	2023-0400464

Lender

Name	MOUNTAINCREST CU
Type	Credit Union
Address	ARLINGTON, WA 98223

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210901369
Date	Sep 10, 2021
Instrument	2021-0901369

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210701249
Date	Jul 9, 2021
Instrument	2021-0701249

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210404907
Date	Apr 27, 2021
Instrument	2021-0404907

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2190502328
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 DIAMOND LOOP BELLINGHAM WA 982268740, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	2190502328
Date	May 21, 2019
Instrument	502328

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1636 DIAMOND LOOP, BELLINGHAM, WA 98226-8740
Document Number	2180400508
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 DIAMOND LOOP BELLINGHAM WA 982268740, BELLINGHAM, WA 98226-8740

Mortgage

Document Number	2180400508
Date	Apr 6, 2018
Instrument	400508

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,826.00 (+29.04%)	$537,426 (+21.36%) Land $161,524 Building $375,902	$537,426 (+21.36%) Land $161,524 Building $375,902
2022		$442,853 Land $133,100 Building $309,753	$442,853 Land $133,100 Building $309,753
2021	$3,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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