1641 Caruth Dr, Prosper, TX 75078 Property Records

Collin County property record for 1641 Caruth Dr, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,881 sqft · built 2022
Lot Size0.253 acres (11,050 sqft)
OwnerIndividual Name on Record
Tax Bill$14,872 (2024)
Deeds & MortgagesDec 2022 Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APNR-11921-00N-0040-1

Property Details

APN / Parcel Number

Primary APNR-11921-00N-0040-1
Alternative APN
  • 2802962

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,881 sqft Living Area

Exterior

Year BuiltBuilt 2022
Lot Area11,050 sqft (0.253 acres)

Location & Zoning

Account Number2802962
Street Address1641 CARUTH DR
CityPROSPER
StateTX
Zip75078-2190
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY GARDENS PHASE 1 (CPR), BLK N, LOT 4
Legal SubdivisionLEGACY GARDENS PHASE 1 (CPR)
Legal Phase1
Legal BlockN
Legal Lot Number4
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group4
Census Block4001
Census Tract30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1641 CARUTH DR, PROSPER, TX 75078-2190
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
PROSPERITY BANK
May 19, 2022Correction Deed
HUDSON TITLE GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2022
Deed SaleDec 22, 2022
Deed Document Number20221222000179682
Record UpdatedJun 8, 2026

December 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateDec 22, 2022
Property Address1641 CARUTH DR, PROSPER, TX 75078-2190
Document Number0000179682
Map ReferenceMB 2019 PG 619
Instrument DateDec 20, 2022
Instrument20221222000179682
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 4, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1641 N COIT RD, PROSPER, TX 75078-9597

Transferred To (Grantee/Buyer)

NameVerified Name
Address1641 CARUTH DR, PROSPER, TX 75078-2190
InvestorPossibly a Property Investor

Mortgage

Document Number0000179683
DateDec 22, 2022
Instrument20221222000179683
Lender
NamePROSPERITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJan 1, 2028
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change9.99%
Index1-Year T-Bill
Max Rate9.99%

Mortgage

Document Number0000179683
DateDec 22, 2022
Instrument20221222000179683
Lender
NamePROSPERITY BANK
TypeBank
AddressEL CAMPO, TX 77437
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJan 1, 2028
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change9.99%
Index1-Year T-Bill
Max Rate9.99%

May 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionCOLLIN TX
Recording DateMay 19, 2022
Property Address1641 CARUTH DR, PROSPER, TX 75078-2190
Document Number0000079682
Map ReferenceVOL O PG 435
Instrument DateMay 19, 2022
Instrument20220519000079682
Record UpdatedSep 4, 2023
Title CompanyHUDSON TITLE GROUP

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,027,426 (+36.26%) Land $265,000 Building $762,426$1,027,426 (+36.26%) Land $265,000 Building $762,426
2024$14,872.00 (+493.22%)
2023$754,000 Land $190,000 Building $564,000$754,000 Land $190,000 Building $564,000
2022$2,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

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