Collin County property record for 1640 Caruth Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,108 sqft · built 2021 |
| Lot Size | 0.277 acres (12,090 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $17,397 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11921-00O-0100-1 |
| Primary APN | R-11921-00O-0100-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,108 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 12,090 sqft (0.277 acres) |
| Account Number | 2802979 |
|---|---|
| Street Address | 1640 CARUTH DR |
| City | PROSPER |
| State | TX |
| Zip | 75078-2189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY GARDENS PHASE 1 (CPR), BLK O, LOT 10 |
| Legal Subdivision | LEGACY GARDENS PHASE 1 (CPR) |
| Legal Phase | 1 |
| Legal Block | O |
| Legal Lot Number | 10 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30304 |
1640 Caruth Dr is owned and occupied by an individual who acquired it in March 2023.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1640 CARUTH DR, PROSPER, TX 75078-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU |
| Mar 6, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2023 |
| Deed Sale | Mar 6, 2023 |
| Deed Document Number | 2023000022573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1640 CARUTH DR, PROSPER, TX 75078-2189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4111 BRIARBEND RD, DALLAS, TX 75287-3904 |
| Document Number | 2023000022644 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023000022644 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 6, 2023 |
| Property Address | 1640 CARUTH DR, PROSPER, TX 75078-2189 |
| Document Number | 2023000022573 |
| Map Reference | VOL 2019 PG 619 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023000022573 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5600 TENNYSON PKWY STE 230, 230, PLANO, TX 75024-3500 |
| Name | Verified Name |
|---|---|
| Address | 1640 CARUTH DR, PROSPER, TX 75078-2189 |
| Document Number | 2023000022574 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023000022574 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983,000 Land $288,750 Building $694,250 | $983,000 Land $288,750 Building $694,250 | |
| 2024 | $17,397.00 | ||
| 2023 | $681,025 Land $153,615 Building $527,410 | $681,025 Land $153,615 Building $527,410 | |
| 2022 | $6,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1640 Caruth Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1640 Caruth Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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