Collin County property record for 1630 Caruth Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,527 sqft · built 2021 |
| Lot Size | 0.278 acres (12,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,172,528 (Jun 2026) |
| Tax Bill | $16,731 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11921-00O-0090-1 |
| Primary APN | R-11921-00O-0090-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,527 sqft Living Area |
| Gross Area | 4,436 sqft |
| 1st Floor Area | 3,527 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 12,090 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1630 CARUTH DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-2189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY GARDENS PHASE 1, BLK O, LOT 9 |
| Legal Subdivision | LEGACY GARDENS PHASE 1 (CPR) |
| Legal Block | O |
| Legal Lot Number | 9 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30304 |
1630 Caruth Dr is owned and occupied by an individual who bought it in June 2026.
Source: Collin County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1630 CARUTH DR, PROSPER, TX 75078-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Jun 1, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Jul 26, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage NEIGHBORHOOD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Jul 26, 2022 · Amount on File |
| Deed Document Number | 202672931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1630 CARUTH DR, PROSPER, TX 75078-2189 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | PRESERVE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 2023000095142 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023000095142 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jun 1, 2026 |
| Property Address | 1630 CARUTH DR, PROSPER, TX 75078-2189 |
| Document Number | 0000072931 |
| Instrument Date | May 29, 2026 |
| Instrument | 202672931 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1630 CARUTH DR, PROSPER, TX 75078-2189 |
| Document Number | 0000072932, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202672932 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 26, 2022 |
| Property Address | 1630 CARUTH DR, PROSPER, TX 75078-2189 |
| Document Number | 0000114961 |
| Map Reference | DOC 2019-619 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 20220726000114961 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6225 N STATE HIGHWAY 161 # 161150, 161150, IRVING, TX 75038-2223 |
| Name | Verified Name |
|---|---|
| Address | 1630 CARUTH DR, PROSPER, TX 75078-2189 |
| Document Number | 0000114962 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 20220726000114962 |
| Name | NEIGHBORHOOD CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 1630 Caruth Dr was $16,731 with a homeowner's exemption, down 0.1% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,731.00 (-0.14%) Homeowner's exemption | $1,027,433 Land $288,750 Building $738,683 | $1,027,433 Land $288,750 Building $738,683 |
| 2024 | $16,754.00 | ||
| 2023 | $872,508 Land $199,500 Building $673,008 | $872,508 Land $199,500 Building $673,008 | |
| 2022 | $6,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1630 Caruth Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1630 Caruth Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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