San Joaquin County property record for 16401 Spring Creek Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1981 |
| Square Footage | 3,698 sqft Living Area |
| Lot Size | 12,000 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $417,000 (2010) |
| Tax Bill | $6,605.00 (2025) |
| Primary APN | 261-230-180-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,698 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 12,000 sqft (0.275 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,077 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 16401 SPRING CREEK DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBD:SPRING CREEK ESTATES MAP REF:MB 261 PG 23 |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-230-180-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16401 SPRING CREEK DR, RIPON, CA 95366-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2010 · Amount on Record |
| Deed Sale | Mar 05, 2010 · Amount on Record |
| Prior Sale | Jun 08, 2016 |
| Deed Doc Number | 0000031123 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16401 SPRING CREEK DR, RIPON, CA 95366-2207 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16401 SPRING CREEK DR, RIPON, CA 95366-2207 |
| Document Number | 0000112762 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021-112762 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16401 SPRING CREEK DR, RIPON, CA 95366-2207 |
| Document Number | 0000125068 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 16401 SPRING CREEK DR RIPON CA 953662207, RIPON, CA 95366-2207 |
| Document Number | 0000125068 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 125068 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,605.00 (+3.61%) | $538,247 (+4.04%) Land $193,613 Building $344,634 |
| 2023 | $6,375.00 (+1.93%) | $517,348 Land $186,096 Building $331,252 |
| 2022 | $6,254.00 |
16401 Spring Creek Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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