San Joaquin County property record for 16398 Spring Creek Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,448 sqft Living Area |
| Lot Size | 12,350 sqft (0.283 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2010) |
| Tax Bill | $6,252.00 (2025) |
| Primary APN | 261-230-250-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 2,086 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Frame Construction |
| Lot Area | 12,350 sqft (0.283 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 16398 SPRING CREEK DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2226 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBD:SPRING CREEK ESTATES MAP REF:MB 261 PG 23 |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-230-250-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 16398 SPRING CREEK DR, RIPON, CA 95366-2226 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 21, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2010 · Amount on Record |
| Deed Sale | Jul 01, 2010 · Amount on Record |
| Prior Sale | Mar 24, 2010 · Amount on Record |
| Deed Doc Number | 2010-086931 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16398 SPRING CREEK DR, RIPON, CA 95366-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000006373 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020-006373 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16398 SPRING CREEK DR, RIPON, CA 95366-2226 |
| Document Number | 0000048521 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16398 SPRING CREEK DR RIPON CA 953662226, RIPON, CA 95366-2226 |
| Document Number | 0000048521 |
|---|---|
| Date | May 02, 2018 |
| Instrument | 48521 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,252.00 (+135.21%) | $508,450 (+184.88%) Land $157,001 Building $351,449 |
| 2023 | $2,658.00 (+2.39%) | $178,481 Land $153,923 Building $24,558 |
| 2022 | $2,596.00 |
16398 Spring Creek Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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