1640 Clover Cir, Melbourne, FL 32935 Property Records

Brevard County property record for 1640 Clover Cir, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2019)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-08-75-*-11`

Property Details

APN / Parcel Number

Primary APN	`27-37-08-75-*-11`
Alternative APNs	`27-37-08-75-00000.0-0011.00` `2712194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	2,031 sqft
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	226 sqft
Patio Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2712194
Street Address	1640 CLOVER CIR
City	MELBOURNE
State	FL
Zip	32935-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	MEADOW COVE LOT 11 EXC W 12 FT
Legal Range	37E
Legal Township	27S
Legal Section	08
Legal Subdivision	MEADOW COVE
Legal Lot Number	11
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64302

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit LAUNCH CU
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 8, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jul 9, 2019	Grant Deed, Transfer PRESTIGE TITLE/BREVARD LLC
Jan 17, 2018	Grant Deed, Transfer PRESTIGE TITLE/BREVARD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	2019148870
Deed Book / Page	8483 / 1935
Prior Transfer Date	May 31, 2001
Prior Transfer Doc	4437002257
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558

Mortgage

Document Number	0099602914
Date	Dec 28, 2023
Book Page	9960/2914
Instrument	2023269566

Lender

Name	LAUNCH CU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086370061
Date	Jan 14, 2020
Book Page	8637/0061
Instrument	2020009229

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 8, 2021
Property Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558
Document Number	0089760563
Book / Page	8976 / 563
Map Reference	MB 33 PG 84&85
Instrument Date	Jan 4, 2021
Instrument	2021005252
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,469.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3796 HUNTLEY RD, 3796, MARION, NY 14505-9730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558

Mortgage

Document Number	8976564
Date	Jan 8, 2021
Instrument	8976/564

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 9, 2019
Property Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558
Document Number	0084831935
Book / Page	008483 / 001935
Instrument Date	Jul 1, 2019
Instrument	148870
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	PRESTIGE TITLE/BREVARD LLC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 CLOVER CIR MELBOURNE FL 329355558, MELBOURNE, FL 32935-5558

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 17, 2018
Property Address	1640 CLOVER CIR, MELBOURNE, FL 32935-5558
Document Number	0080710726
Book / Page	008071 / 000726
Instrument Date	Jan 8, 2018
Instrument	11628
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	PRESTIGE TITLE/BREVARD LLC

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	265 RIGGS AVE MELBOURNE BEACH FL 329513220, MELBOURNE BEACH, FL 32951-3220

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,670 (-2.14%)	$232,670 (-2.14%)
2025	$3,585.00 (+1.85%) Homeowner's exemption	$237,770 (+0.66%) Land $52,500 Building $185,270	$237,770 (-2.66%) Land $52,500 Building $185,270
2023	$3,520.00 (+6.31%) Homeowner's exemption	$236,220 (+3%)	$244,280 (+6.51%) Land $57,750 Building $186,530
2022	$3,311.00 Homeowner's exemption	$229,340 Land $79,800 Building $149,540	$229,340 Land $79,800 Building $149,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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