1620 Clover Cir, Melbourne, FL 32935 Property Records

Brevard County property record for 1620 Clover Cir, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1990
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$155,200 (Jan 2023)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Jan 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`27-37-08-75-*-6`

Property Details

APN / Parcel Number

Primary APN	`27-37-08-75-*-6`
Alternative APNs	`27-37-08-75-00000.0-0006.00` `2712189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,745 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	993 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2712189
Street Address	1620 CLOVER CIR
City	MELBOURNE
State	FL
Zip	32935-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	MEADOW COVE LOT 6 EXC W 12 FT
Legal Range	37E
Legal Township	27S
Legal Section	08
Legal Subdivision	MEADOW COVE
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64302

Owner

1620 Clover Cir is owned by a company that bought it in January 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 120595, MELBOURNE, FL 32912-0595
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Construction Mortgage RFLF 7 LLC
Jan 23, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Deed Document Number	202312993
Deed Book / Page	9701 / 639
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1620 CLOVER CIR, MELBOURNE, FL 32935-5556
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PRINCE AVE, MELBOURNE, FL 32901-8619

Mortgage

Document Number	0098981560
Date	Sep 29, 2023
Book Page	9898/1560
Instrument	2023207799

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 23, 2023
Property Address	1620 CLOVER CIR, MELBOURNE, FL 32935-5556
Document Number	0097010639
Book / Page	9701 / 639
Map Reference	MB 33 PG 84&85
Instrument Date	Jan 18, 2023
Instrument	2023012993
Transaction Type	Construction Loan
Record Updated	Feb 13, 2023
Title Company	NOT AVAILABLE, 321 CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,086.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1620 CLOVER CIR, MELBOURNE, FL 32935-5556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 NESBITT ST NE, PALM BAY, FL 32907-1532

Mortgage

Document Number	0009701641
Date	Jan 23, 2023
Instrument	9701/641

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Clover Cir was $4,786.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,930 (-1.99%)	$258,930 (-1.99%)
2025	$4,786.00	$264,180 Land $50,000 Building $214,180	$264,180 Land $50,000 Building $214,180
2023	$110.00 (+3.77%) Disabled Person's exemption Veteran's exemption	$101,140 (+2.89%)	$269,210 (+6.56%) Land $55,000 Building $214,210
2022	$106.00 Disabled Person's exemption Veteran's exemption	$98,300	$252,630 Land $76,000 Building $176,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 Clover Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Clover Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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