1632 Clover Cir, Melbourne, FL 32935 Property Records

Brevard County property record for 1632 Clover Cir, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Oct 2019)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-08-75-*-9`

Property Details

APN / Parcel Number

Primary APN	`27-37-08-75-*-9`
Alternative APNs	`27-37-08-75-00000.0-0009.00` `2712192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,037 sqft
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Florida Room
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2712192
Street Address	1632 CLOVER CIR
City	MELBOURNE
State	FL
Zip	32935-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	MEADOW COVE LOT 9 EXC W 12 FT
Legal Range	37E
Legal Township	27S
Legal Section	08
Legal Subdivision	MEADOW COVE
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64302

Owner

1632 Clover Cir is owned and occupied by an individual who bought it in October 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1632 CLOVER CIR, MELBOURNE, FL 32935-5558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Jan 20, 2016 · Amount on File
Deed Document Number	2019218762
Deed Book / Page	8557 / 263
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1632 CLOVER CIR, MELBOURNE, FL 32935-5558
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	BREVARD TITLE INC, BREVARD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 CLOVER CIR, MELBOURNE, FL 32935-5558

Mortgage

Document Number	0090281631
Date	Feb 24, 2021
Book Page	9028/1631
Instrument	2021047054

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 7, 2019
Property Address	1632 CLOVER CIR, MELBOURNE, FL 32935-5558
Document Number	0085570263
Book / Page	8557 / 0263
Map Reference	MB 33 PG 84&85
Instrument Date	Sep 25, 2019
Instrument	2019218762
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BREVARD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1632 CLOVER CIR, 1632, MELBOURNE, FL 32935-5558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 CLOVER CIR, MELBOURNE, FL 32935-5558

Mortgage

Document Number	2019218763
Date	Oct 7, 2019
Instrument	2019218763

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1632 Clover Cir was $2,805 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,850 (+2.7%)	$252,160 (-2.04%)
2025	$2,805.00 Homeowner's exemption	$193,630	$257,400 Land $50,000 Building $207,400
2023	$2,509.00 (+6.81%) Homeowner's exemption	$178,280 (+3%)	$258,140 (+8.48%) Land $55,000 Building $203,140
2022	$2,349.00 Homeowner's exemption	$173,090	$237,960 Land $76,000 Building $161,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1632 Clover Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 Clover Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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