San Luis Obispo County property record for 1640 14th St, Oceano, CA 93445 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,747 sqft · built 2008 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $397,000 (Mar 2010) |
| Tax Bill | $5,804 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-042-057 |
| Primary APN | 062-042-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,747 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,500 sqft (0.103 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1640 14TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TN OCEANO WARNER ADD BL 7 LT 1 |
| Legal Subdivision | TN OCEANO WARNER ADD |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 062-042-057
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 06, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2010 · Amount on Record |
| Deed Sale | Mar 05, 2010 · Amount on Record |
| Prior Sale | Mar 05, 2010 · Amount on Record |
| Deed Document Number | 0000010540 |
| Last Transfer Date | Apr 06, 2020 |
| Transfer Doc | 0000016565 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Document Number | 0000006717 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023006717 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | PASADENA, CA 91105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Document Number | 0000076369 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020076369 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 06, 2020 |
| Property Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Document Number | 0000016565 |
| Map Reference | MB B PG 51 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2020016565 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PACIFIC COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1640 14TH ST, OCEANO, CA 93445-9405 |
| Document Number | 0000016566 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 2020016566 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,804.00 (+4.63%) | $512,441 (+4.04%) Land $193,616 Building $318,825 |
| 2023 | $5,547.00 (+1.44%) | $492,545 Land $186,099 Building $306,446 |
| 2022 | $5,468.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Nearby Flood Policies | 89 units insured (56 under condo master policies) 16 of 33 individual policies on primary residences |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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