1631 14th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1631 14th St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Lot Size	0.108 acres (4,710 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2000)
Tax Bill	$869 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-042-031`

Property Details

APN / Parcel Number

Primary APN	`062-042-031`

Exterior

Lot Area	4,710 sqft (0.108 acres)

Location & Zoning

Street Address	1631 14TH ST
City	OCEANO
State	CA
Zip	93445-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TN OCEANO WARNER SB BL 8 LT 7
Legal Subdivision	WARNERS ADD MAP 02
Legal Block	8
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2032
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1896 HUASNA RD, ARROYO GRANDE, CA 93420-5192
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2000 · Amount on Record
Deed Sale	Oct 19, 2000 · Amount on Record
Prior Sale	Oct 19, 2000 · Amount on Record
Deed Document Number	0000061301
Deed Book / Page	062
Last Transfer Date	Mar 22, 2022
Transfer Doc	0000012886
Record Updated	Jun 7, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 22, 2022
Property Address	1631 14TH ST, OCEANO, CA 93445-9421
Document Number	0000012886
Map Reference	MB B PG 51
Instrument Date	Mar 19, 2022
Instrument	2022012886
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1896 HUASNA RD, ARROYO GRANDE, CA 93420-5192

Mortgage

Document Number	0000012887
Date	Mar 22, 2022
Instrument	2022012887

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$869.00 (+5.59%)	$50,423 (+4.03%) Land $13,603 Building $36,820
2023	$823.00 (+0.98%)	$48,468 Land $13,076 Building $35,392
2022	$815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.