1611 14th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1611 14th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,304 sqft · built 1972
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on File
Last Sale$105,000 (Feb 1996)
Tax Bill$2,979 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN062-042-029

Property Details

APN / Parcel Number

Primary APN062-042-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,304 sqft Living Area

Exterior

Year BuiltBuilt 1972
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide

Location & Zoning

Street Address1611 14TH ST
CityOCEANO
StateCA
Zip93445-9421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO WARNER SB BL 8 LT 5
Legal SubdivisionWARNERS ADD
Legal Block8
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2032
Census Tract12201

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address1611 14TH ST, OCEANO, CA 93445-9421
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 30, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 9, 1996 · Amount on Record
Deed SaleFeb 9, 1996 · Amount on Record
Prior SaleApr 9, 2015
Deed Document Number0000006448
Deed Book / Page062
Last Transfer DateJul 30, 2021
Transfer Doc0000053692
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1611 14TH ST, OCEANO, CA 93445-9421
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1611 14TH ST, OCEANO, CA 93445-9421

Mortgage

Document Number0000032789
DateOct 27, 2025
Instrument2025032789
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 30, 2021
Property Address1611 14TH ST, OCEANO, CA 93445-9421
Document Number0000053692
Map ReferenceMB B PG 51
Instrument DateJul 29, 2021
Instrument2021053692
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1611 14TH ST, OCEANO, CA 93445-9421

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,979.00 (+4.89%) Homeowner's exemption$254,949 (+4.04%) Land $132,319 Building $122,630
2023$2,840.00 (+1.43%) Homeowner's exemption$245,051 Land $127,182 Building $117,869
2022$2,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, T-Mobile USA, Verizon.

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