164 Southgate, Mars Hill, NC 28754 Property Records

Madison County property record for 164 Southgate, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,726 sqft · built 1980
Lot Size	0.528 acres (23,018 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Apr 2018)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9852-90-7314`

Property Details

APN / Parcel Number

Primary APN	`9852-90-7314`
Alternative APNs	`9852907314 0008336` `8336`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,726 sqft Heated Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	878 sqft
Unfinished Basement	46 sqft
Flooring	Softwood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Logs
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	23,018 sqft (0.528 acres)
Porch	Slab
Porch Area	372 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	164 SOUTHGATE
City	MARS HILL
State	NC
Zip	28754-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOLF LAUREL VILLAGE LO:16
Legal Subdivision	WOLF LAUREL VILLAGE
Legal Block	90
Legal Lot Number	16
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1023
Census Tract	10100

Owner

164 Southgate is owned and occupied by an individual who bought it in April 2018.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	164 SOUTHGATE, MARS HILL, NC 28754-5900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Nov 19, 1993 · Amount on File
Deed Book / Page	648 / 83
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	164 SOUTHGATE, MARS HILL, NC 28754-5900
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008190718
Date	Sep 23, 2025
Book Page	819/718
Instrument	359414

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Apr 13, 2018
Property Address	164 SOUTHGATE, MARS HILL, NC 28754-5900
Document Number	0006480083
Book / Page	648 / 083
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 GOLD BULLION DR W, 355, DAWSONVILLE, GA 30534-3166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SOUTHGATE, MARS HILL, NC 28754-5900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000328661
Date	Apr 13, 2018
Instrument	328661

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 164 Southgate was $2,225.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00	$454,573 Land $48,400 Building $406,173	$454,573 Land $48,400 Building $406,173
2023		$268,018 Land $36,000 Building $232,018	$268,018 Land $36,000 Building $232,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Southgate in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Southgate is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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