110 Southgate, Mars Hill, NC 28754 Property Records

Madison County property record for 110 Southgate, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1982
Lot Size	0.53 acres (23,108 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2005)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9852-90-6592`

Property Details

APN / Parcel Number

Primary APN	`9852-90-6592`
Alternative APNs	`9852906592 0008535` `8535`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Heated Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,108 sqft (0.53 acres)
Porch	Slab
Deck Area	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	110 SOUTHGATE
City	MARS HILL
State	NC
Zip	28754-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	WOLF LAUREL VILLAGE
Legal Block	90
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1023
Census Tract	10100

Owner

110 Southgate is owned and occupied by two individuals who bought it in October 2005.

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 SOUTHGATE, MARS HILL, NC 28754-5900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2005 · Amount on File
Deed Sale	Oct 13, 2005 · Amount on File
Deed Book / Page	371 / 426
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	110 SOUTHGATE, MARS HILL, NC 28754-5900
Document Number	0006780289
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 SOUTHGATE MARS HILL NC 287545900, MARS HILL, NC 28754-5900

Mortgage

Document Number	0006780289
Date	Nov 1, 2019
Book Page	000678/000289
Instrument	334402

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	110 SOUTHGATE, MARS HILL, NC 28754-5900
Document Number	0006310380
Book / Page	000631 / 000380
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 SOUTHGATE MARS HILL NC 287545900, MARS HILL, NC 28754-5900

Mortgage

Document Number	0006310380
Date	Jun 1, 2017
Book Page	000631/000380
Instrument	325513

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 31, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 110 Southgate was $1,604.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00	$316,487 Land $48,400 Building $268,087	$316,487 Land $48,400 Building $268,087
2023		$193,522 Land $36,000 Building $157,522	$193,522 Land $36,000 Building $157,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Southgate in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Southgate is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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