Bergen County and Dumont Borough property record for 164 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,092 sqft · built 1997 |
| Lot Size | 0.137 acres (5,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Aug 2025) |
| Tax Bill | $13,296 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00722-0000-00025 |
| Primary APN | 10-00722-0000-00025 |
|---|---|
| Alternative APN |
|
| Building Area | 2,092 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 5,987 sqft (0.137 acres) |
| Street Address | 164 PROSPECT AVE |
|---|---|
| City | DUMONT |
| State | NJ |
| Zip | 07628-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | GILPIN PK |
| Legal Block | 722 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 164 PROSPECT AVE, DUMONT, NJ 07628-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Prior Sale | Aug 25, 1997 · Amount on Record |
| Deed Document Number | 202555795 |
| Deed Book / Page | 5575 / 1524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 14, 2025 |
| Property Address | 164 PROSPECT AVE, DUMONT, NJ 07628-2740 |
| Document Number | 0055751524 |
| Book / Page | 5575 / 1524 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025055795 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 ELM ST # ST246E, ST246E, MANCHESTER, CT 06040-8625 |
| Name | Verified Name |
|---|---|
| Address | 164 PROSPECT AVE, DUMONT, NJ 07628-2740 |
| Document Number | 2025055796 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 2025055796 |
| Name | ROYAL BUSINESS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,700 (+8.89%) Land $296,500 Building $322,200 | $618,700 (+8.89%) Land $296,500 Building $322,200 | |
| 2025 | $13,296.00 (+2.85%) | $568,200 (+78.68%) Land $272,200 Building $296,000 | $568,200 (+78.68%) Land $272,200 Building $296,000 |
| 2024 | $12,927.00 (+4.7%) | ||
| 2023 | $318,000 Land $147,700 Building $170,300 | $318,000 Land $147,700 Building $170,300 | |
| 2022 | $12,347.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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