Bergen County and Dumont Borough property record for 169 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,783 sqft · built 1924 |
| Lot Size | 0.105 acres (4,561 sqft) |
| Owner | Company Name on File |
| Last Sale | $215,000 (Nov 1999) |
| Tax Bill | $11,468 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00806-0000-00016 |
| Primary APN | 10-00806-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,783 sqft Living Area |
|---|
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 4,561 sqft (0.105 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Account Number | 086400 |
|---|---|
| Street Address | 169 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 40X114 |
| Legal Subdivision | DUMONT REALTY CO SEC 3A |
| Legal Block | 806 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 169 PROSPECT AVE, DUMONT, NJ 07628-2732 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage VISIONS FCU |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 1999 · Amount on Record |
| Deed Sale | Nov 10, 1999 · Amount on Record |
| Deed Document Number | 1999186719 |
| Deed Book / Page | 8224 / 376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 169 PROSPECT AVE, DUMONT, NJ 07628-2732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025172175 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 02517/2175 |
| Instrument | 17-008896 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 169 PROSPECT AVE, DUMONT, NJ 07628-2732 |
| Document Number | 0031711229 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 169 PROSPECT AVE DUMONT NJ 076282732, DUMONT, NJ 07628-2732 |
| Document Number | 0031711229 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 003171/001229 |
| Instrument | 8274 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,600 (+7.24%) Land $284,600 Building $241,000 | $525,600 (+7.24%) Land $284,600 Building $241,000 | |
| 2025 | $11,468.00 (+6.38%) | $490,100 (+84.8%) Land $261,200 Building $228,900 | $490,100 (+84.8%) Land $261,200 Building $228,900 |
| 2024 | $10,780.00 (+4.69%) | ||
| 2023 | $265,200 Land $138,500 Building $126,700 | $265,200 Land $138,500 Building $126,700 | |
| 2022 | $10,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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