Bergen County and Dumont Borough property record for 153 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,288 sqft · built 1920 |
| Lot Size | 0.105 acres (4,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jan 2016) |
| Tax Bill | $10,560 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00807-0000-00054 |
| Primary APN | 10-00807-0000-00054 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,288 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 4,561 sqft (0.105 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Account Number | 088100 |
|---|---|
| Street Address | 153 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 40X114 |
| Legal Block | 807 |
| Legal Lot Number | 54 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 10300 |
153 Prospect Ave is owned and occupied by two individuals who bought it in January 2016.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 PROSPECT AVE, DUMONT, NJ 07628-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on File |
| Deed Sale | Jan 21, 2016 · Amount on File |
| Deed Document Number | 20166028 |
| Deed Book / Page | 2164 / 1855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 153 PROSPECT AVE, DUMONT, NJ 07628-2731 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040540819 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 4054/819 |
| Instrument | 2021049237 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 153 Prospect Ave was $10,560 with a veteran's exemption, up 30.8% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,700 (+7.4%) Land $284,300 Building $200,400 | $484,700 (+7.4%) Land $284,300 Building $200,400 | |
| 2025 | $10,560.00 (+30.77%) Veteran's exemption | $451,300 Land $261,000 Building $190,300 | $451,300 Land $261,000 Building $190,300 |
| 2024 | $8,075.00 | ||
| 2023 | $204,800 Land $138,300 Building $66,500 | $204,800 Land $138,300 Building $66,500 | |
| 2022 | $7,702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 153 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 153 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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