164 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 164 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,413 sqft · built 1993
Lot Size	0.979 acres (42,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2021)
Tax Bill	$15,349 (2025)
Deeds & Mortgages	Nov 2021 Sale Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00100-0000-00099-03`

Property Details

APN / Parcel Number

Primary APN	`17-00100-0000-00099-03`
Alternative APNs	`17001000000000990003` `5709001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,413 sqft Living Area
1st Floor Area	2,063 sqft
Upper Floors Area	1,430 sqft
Basement Area	1,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	42,632 sqft (0.979 acres)
Lot Dimensions	210 ft deep x 203 ft wide
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	650 sqft
Deck Area	598 sqft
Patio Area	568 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	5709001
Street Address	164 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	A
Legal Subdivision	NOMOCO WOODS
Legal Block	100
Legal Lot Number	99.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2017
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 ELY HARMONY RD, FREEHOLD, NJ 07728-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed, Transfer
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Aug 27, 1999 · Amount on Record
Deed Document Number	2021170204
Deed Book / Page	9560 / 5279
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 24, 2021
Property Address	164 ELY HARMONY RD, FREEHOLD, NJ 07728-8014
Document Number	0095605279
Book / Page	9560 / 5279
Instrument Date	Oct 29, 2021
Instrument	2021170204
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 BRENNAN CONCOURSE, 204, BAYVILLE, NJ 08721-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 ELY HARMONY RD, FREEHOLD, NJ 07728-8014

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	164 ELY HARMONY RD, FREEHOLD, NJ 07728-8014
Document Number	0000095364
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 ELY HARMONY RD FREEHOLD NJ 077288014, FREEHOLD, NJ 07728-8014

Mortgage

Document Number	0000095364
Date	Sep 26, 2018
Book Page	009313/006316
Instrument	95364

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	164 ELY HARMONY RD, FREEHOLD, NJ 07728-8014
Document Number	0000076409
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 ELY HARMONY RD FREEHOLD NJ 077288014, FREEHOLD, NJ 07728-8014

Mortgage

Document Number	0000076409
Date	Aug 2, 2018
Book Page	009303/008516
Instrument	76409

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$945,300 (+4.82%) Land $284,600 Building $660,700	$945,300 (+4.82%) Land $284,600 Building $660,700
2025	$15,349.00 (-2.05%)	$901,800 (+12.74%) Land $259,600 Building $642,200	$901,800 (+12.74%) Land $259,600 Building $642,200
2024	$15,670.00 (+12.12%)
2023		$799,900 Land $166,700 Building $633,200	$799,900 Land $166,700 Building $633,200
2022	$13,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 81% of New Jersey
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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