160 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 160 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 1979
Lot Size	0.872 acres (37,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2004)
Tax Bill	$11,089 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00104-0000-00034-03`

Property Details

APN / Parcel Number

Primary APN	`17-00104-0000-00034-03`
Alternative APNs	`17001040000000340003` `5973000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,432 sqft
Upper Floors Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	37,980 sqft (0.872 acres)
Lot Dimensions	211 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	448 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	5973000
Street Address	160 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	& ELY RD NIT 1A
Legal Subdivision	MINOR SUB
Legal Block	104
Legal Lot Number	34.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit TD BK NA
Apr 1, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2004 · Amount on Record
Deed Sale	Aug 26, 2004 · Amount on Record
Deed Book / Page	8396 / 9695
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	160 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096310150
Date	Jan 17, 2023
Book Page	9631/150
Instrument	2023003749

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	160 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Document Number	0000116432
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	SERVICELINK

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ELY HARMONY RD FREEHOLD NJ 077288012, FREEHOLD, NJ 07728-8012

Mortgage

Document Number	0000116432
Date	Dec 6, 2019
Book Page	009383/008188
Instrument	116432

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	160 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Document Number	0000039294
Book / Page	009223 / 001268
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ELY HARMONY RD FREEHOLD NJ 077288012, FREEHOLD, NJ 07728-8012

Mortgage

Document Number	0000039294
Date	Apr 17, 2017
Book Page	009223/001268
Instrument	39294

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,300 (+5.03%) Land $284,200 Building $400,100	$684,300 (+5.03%) Land $284,200 Building $400,100
2025	$11,089.00 (-0.97%)	$651,500 (+13.76%) Land $259,200 Building $392,300	$651,500 (+13.76%) Land $259,200 Building $392,300
2024	$11,198.00 (+17.12%)
2023		$572,700 Land $203,800 Building $368,900	$572,700 Land $203,800 Building $368,900
2022	$9,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 86% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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