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163 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 163 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1968
Lot Size1.54 acres (67,261 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Apr 2009)
Tax Bill$10,244 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN17-00108-0000-00013-02

Property Details

APN / Parcel Number

Primary APN17-00108-0000-00013-02
Alternative APNs
  • 17001080000000130002
  • 6100000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,904 sqft
Basement Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area67,261 sqft
Lot Dimensions380 ft deep x 177 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area593 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number6100000
Street Address163 ELY HARMONY RD
CityFREEHOLD
StateNJ
Zip07728-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal SubdivisionTOWNSHIP/FREEHOLD
Legal Block108
Legal Lot Number13.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group2
Census Block2022
Census Tract810600

Owner

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address163 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2009 · Amount on Record
Deed SaleApr 17, 2009 · Amount on Record
Prior SaleOct 11, 2000 · Amount on Record
Deed Document Number200939490
Deed Book / Page8768 / 937
Prior Transfer DateApr 3, 2009
Prior Transfer Doc0087680937
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address163 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Transaction TypeMortgage
Record UpdatedJan 24, 2022
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095698587
DateJan 6, 2022
Book Page9569/8587
Instrument2022001247
Lender
NamePROVIDENT BANK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateJan 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$634,700 (+5.45%) Land $291,700 Building $343,000$634,700 (+5.45%) Land $291,700 Building $343,000
2025$10,244.00 (-0.34%)$601,900 (+13.18%) Land $266,700 Building $335,200$601,900 (+13.18%) Land $266,700 Building $335,200
2024$10,279.00 (+16.98%)
2023$531,800 Land $215,100 Building $316,700$531,800 Land $215,100 Building $316,700
2022$8,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies13 units insured
incl. 12 condo units
Nearby Flood Claims1 (1987)
Most Recent ClaimAug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 81% of New Jersey
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		980 / 880
Optimum Communications
Cable · Fiber in parts of the area		940 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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