157 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 157 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Aug 2025)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Feb 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0078`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0078`
Alternative APNs	`106680` `144020` `45329`

Exterior

Lot Area	51,401 sqft (1.17 acres)

Location & Zoning

Account Number	45329
Street Address	157 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 78
Legal Subdivision	THE CROSSINGS
Legal Lot Number	78
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2003
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 9, 2023	Special Warranty Deed, Transfer BOSTON NATIONAL TITLE
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Oct 21, 2021	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Sep 1, 2020	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Dec 30, 2019	Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Mar 18, 2025
Deed Document Number	2014279392
Deed Book / Page	D871 / 757
Record Updated	Jun 8, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 19, 2025
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D871/757
Book / Page	D871 / 757
Map Reference	CAB 24 SL 7
Instrument Date	Aug 18, 2025
Instrument	2014279392
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 JAY DEE CT, NICHOLASVILLE, KY 40356-8048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014279393
Date	Aug 19, 2025
Instrument	2014279393

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	4.29%
Max Rate At Change	8.29%
Index	1-Year CMT
Max Rate	10.2%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	0M2285/200
Date	Feb 29, 2024
Book Page	M2285/200
Instrument	2014192468

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 9, 2023
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D845/610
Book / Page	D845 / 610
Map Reference	CAB 24 SL 7
Instrument Date	Oct 27, 2023
Instrument	2014176971
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01743/269
Date	May 22, 2017
Book Page	M01743/269
Instrument	2013958979

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 21, 2021
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D813/126
Book / Page	D813 / 126
Map Reference	CAB 24 SL 7
Instrument Date	Oct 15, 2021
Instrument	2014059891
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 SYBELIA PKWY UNIT 433, 433, MAITLAND, FL 32751-4631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014059892
Date	Oct 21, 2021
Instrument	2014059892

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 1, 2020
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	D00793/461
Book / Page	D00793 / 461
Map Reference	CAB 24 SL 7
Instrument Date	Aug 28, 2020
Instrument	2014019413
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 LEXINGTON RD, RICHMOND, KY 40475-9145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014019414
Date	Sep 1, 2020
Instrument	2014019414

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	7.5%

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 30, 2019
Property Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	D00782/724
Book / Page	D00782 / 724
Map Reference	CAB 24 SL 7
Instrument Date	Dec 13, 2019
Instrument	2014004655
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 CROOKSVILLE RD, RICHMOND, KY 40475-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014004656
Date	Dec 30, 2019
Instrument	2014004656

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,375.00 (-3.85%) Homeowner's exemption	$301,000 (-)	$301,000 (-)
2023	$2,470.00 (+7.81%) Homeowner's exemption	$301,000 (+9.06%)	$301,000 (+9.06%)
2022	$2,291.00 Homeowner's exemption	$276,000	$276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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