Carter County property record for 164 Cedar Ln, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1987 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Aug 2024) |
| Tax Bill | $3,500 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13912 |
| Primary APN | 13912 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Mixed |
| Garage Area | 1,138 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13912 |
|---|---|
| Street Address | 164 CEDAR LN |
| City | ARDMORE |
| State | OK |
| Zip | 73401-7063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CEDAR RIDGE, BLK 3 LOT 4 (199.8X214.73X149X150X 138.43) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | CEDAR RIDGE ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 892700 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 164 CEDAR LN, ARDMORE, OK 73401-7063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK&TRUST OF ARDMORE |
| Aug 9, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on Record |
| Deed Sale | Aug 13, 2024 · Amount on Record |
| Prior Sale | Oct 16, 2007 · Amount on Record |
| Deed Document Number | 20247345 |
| Deed Book / Page | 7566 / 79 |
| Prior Transfer Date | Aug 9, 2023 |
| Prior Transfer Doc | 007417/247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 164 CEDAR LN, ARDMORE, OK 73401-7063 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0007806/49 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 7806/49 |
| Instrument | I-2025-012775 |
| Name | FIRST NATIONAL BANK&TRUST OF ARDMORE |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 10, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Aug 9, 2023 |
| Property Address | 164 CEDAR LN, ARDMORE, OK 73401-7063 |
| Document Number | 007417/247 |
| Book / Page | 7417 / 247 |
| Instrument Date | Aug 9, 2023 |
| Instrument | I-2023-007733 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 164 CEDAR LN, ARDMORE, OK 73401-7063 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,158 (-11.82%) Land $1,800 Building $28,358 | $251,319 (-11.82%) Land $15,000 Building $236,319 | |
| 2025 | $3,500.00 | $34,200 (+8.35%) Land $1,800 Building $32,400 | $285,000 (+8.35%) Land $15,000 Building $270,000 |
| 2024 | $3,500.00 (+103.49%) | $31,565 (+78.83%) Land $1,800 Building $29,765 | $263,047 (+8.54%) Land $15,000 Building $248,047 |
| 2023 | $1,720.00 (+8.18%) Homeowner's exemption | $17,651 (+3%) Land $996 Building $16,655 | $242,341 (+18.25%) Land $15,000 Building $227,341 |
| 2022 | $1,590.00 Homeowner's exemption | $17,137 Land $960 Building $16,177 | $204,934 Land $8,000 Building $196,934 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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