103 Cedar Ln, Ardmore, OK 73401 Property Records

Carter County property record for 103 Cedar Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1987
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Nov 2024)
Tax Bill	$2,812 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13899`

Property Details

APN / Parcel Number

Primary APN	`13899`
Alternative APN	`9040-00-001-003-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,889 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	150 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13899
Street Address	103 CEDAR LN
City	ARDMORE
State	OK
Zip	73401-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CEDAR RIDGE, BLK 1 LOT 3 (225.13X150)
Legal Range	02E
Legal Township	04S
Legal Section	35
Legal Subdivision	CEDAR RIDGE ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3035
Census Tract	892700

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 1, 2024	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Aug 9, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST
Mar 5, 2013	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Mar 5, 2013	Warranty Deed, Transfer
Mar 7, 2011	Joint Tenancy Deed, Transfer · Conventional Mortgage LANDMARK BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202410630
Deed Book / Page	7605 / 190
Prior Transfer Date	Mar 4, 2011
Prior Transfer Doc	005292/135
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR LN, ARDMORE, OK 73401-7063

Mortgage

Document Number	0007732/35
Date	Jul 16, 2025
Book Page	7732/35
Instrument	I-2025-007509

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 1, 2024
Property Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Document Number	007605/190
Book / Page	7605 / 190
Instrument Date	Oct 28, 2024
Instrument	I-2024-010630
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR LN, ARDMORE, OK 73401-7063

Mortgage

Document Number	I2024010631
Date	Nov 1, 2024
Instrument	I-2024-010631

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 9, 2021
Property Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Document Number	0007088/65
Book / Page	7088 / 65
Instrument Date	Jul 22, 2021
Instrument	2021-008675
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5835 103RD ST, BETHEL, OK 74724

Mortgage

Document Number	2021008676
Date	Aug 9, 2021
Instrument	2021-008676

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 5, 2013
Property Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Document Number	005659/232
Book / Page	5659 / 232
Instrument Date	Feb 28, 2013
Instrument	2013-002786
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$118.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR LN, ARDMORE, OK 73401-7063

Mortgage

Document Number	2013002787
Date	Mar 5, 2013
Instrument	2013-002787

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2043

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 5, 2013
Property Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Document Number	005659/231
Book / Page	5659 / 231
Instrument Date	Feb 28, 2013
Instrument	2013-002785
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$118.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 CEDAR LN, ARDMORE, OK 73401-7063

March 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Mar 7, 2011
Property Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Document Number	005292/135
Book / Page	5292 / 135
Instrument Date	Mar 4, 2011
Instrument	2011-002661
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.25
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 CEDAR LN, ARDMORE, OK 73401-7063
Investor	Possibly a Property Investor

Mortgage

Document Number	2011002662
Date	Mar 7, 2011
Instrument	2011-002662

Lender

Name	LANDMARK BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,479 (-10.11%) Land $1,200 Building $27,279	$237,323 (-10.1%) Land $9,999 Building $227,324
2025		$31,681 (+20.48%) Land $1,200 Building $30,481	$264,000 (+20.48%) Land $9,999 Building $254,001
2024	$2,812.00 (+3.5%)
2023	$2,717.00 (+4.9%)	$26,295 (+0.06%) Land $1,200 Building $25,095	$219,126 (+0.06%) Land $9,999 Building $209,127
2022	$2,590.00	$26,280 Land $2,820 Building $23,460	$219,000 Land $23,500 Building $195,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

103 Cedar Ln, Ardmore, OK 73401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2011: Joint Tenancy Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Ln

Nearby Streets

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