Carter County property record for 143 Cedar Ln, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,769 sqft · built 1994 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jun 2014) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2021 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13900 |
| Primary APN | 13900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 150 ft deep x 225 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Poultry House | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13900 |
|---|---|
| Street Address | 143 CEDAR LN |
| City | ARDMORE |
| State | OK |
| Zip | 73401-7063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CEDAR RIDGE, BLK 1 LOT 4 (225.13X150) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | CEDAR RIDGE ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 892700 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU |
| Nov 22, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC |
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Apr 16, 2007 | Joint Tenancy Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK |
| Jul 20, 2005 | Sheriff's Deed, Foreclosure · Line of Credit FIRST BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2014 · Amount on Record |
| Deed Sale | Jun 10, 2014 · Amount on Record |
| Prior Sale | Apr 16, 2007 · Amount on Record |
| Deed Document Number | 20148308 |
| Deed Book / Page | 5913 / 242 |
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 0000000198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Name | Verified Name |
|---|
| Document Number | 006889/192 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 6889/192 |
| Instrument | 2020-006219 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007039/111 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 7039/111 |
| Instrument | 2021-004932 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004389/212 |
|---|---|
| Date | Nov 22, 2005 |
| Book Page | 4389/212 |
| Instrument | 2005-014082 |
| Name | CITIMORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7039/111 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 7039/111 |
| Instrument | 2021-004932 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | STEWART TITLE OF OK INC |
| Name | Verified Name |
|---|
| Document Number | 6889/192 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 6889/192 |
| Instrument | 2020-006219 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Apr 16, 2007 |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Document Number | 004634/221 |
| Book / Page | 4634 / 221 |
| Instrument Date | Apr 12, 2007 |
| Instrument | 2007-005045 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Document Number | 004634/235 |
|---|---|
| Date | Apr 16, 2007 |
| Book Page | 4634/235 |
| Instrument | 2007-005046 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CRESCENT, OK 73028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2037 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 20, 2005 |
| Property Address | 143 CEDAR LN, ARDMORE, OK 73401-7063 |
| Document Number | 004329/238 |
| Book / Page | 4329 / 238 |
| Instrument Date | Jul 14, 2005 |
| Instrument | 2005-008374 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.25 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1434 N STONERIDGE MNR, ARDMORE, OK 73401-1497 |
| Investor | Possibly a Property Investor |
| Document Number | 2005008375 |
|---|---|
| Date | Jul 20, 2005 |
| Instrument | 2005-008375 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 15, 2006 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,924 (+3%) Land $1,860 Building $23,064 | $207,695 (-26.02%) Land $15,500 Building $192,195 | |
| 2025 | $2,373.00 (-0.04%) Homeowner's exemption | $24,197 (+3%) Land $1,860 Building $22,337 | $280,741 (-3.82%) Land $15,500 Building $265,241 |
| 2024 | $2,374.00 (+5.37%) Homeowner's exemption | $23,493 (+3%) Land $1,860 Building $21,633 | $291,890 (+9.26%) Land $15,500 Building $276,390 |
| 2023 | $2,253.00 Homeowner's exemption | $22,809 Land $1,860 Building $20,949 | $267,150 Land $15,500 Building $251,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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