16392 Rd K, Ottawa, OH 45875 Property Records

Putnam County property record for 16392 Rd K, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-033040.0000`

Property Details

APN / Parcel Number

Primary APN	`09-033040.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,647 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	140 sqft
Stable	Stable

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16392 ROAD K
City	OTTAWA
State	OH
Zip	45875-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 21 PT SMDPT SW SE
Legal Range	6E
Legal Township	1N
Legal Section	21
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4142
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16392 ROAD K, OTTAWA, OH 45875-9445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Oct 25, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 16, 2017
Transfer Doc	00693/1718
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16392 ROAD K, OTTAWA, OH 45875-9445
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00751/1669
Date	Nov 9, 2022
Book Page	751/1669
Instrument	202200004886

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Oct 25, 2017
Property Address	16392 ROAD K, OTTAWA, OH 45875-9445
Document Number	00693/1718
Book / Page	693 / 1718
Instrument Date	Oct 16, 2017
Instrument	201700004579
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16392 ROAD K, OTTAWA, OH 45875-9445

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM OH
Recording Date	Oct 25, 2017
Property Address	16392 ROAD K, OTTAWA, OH 45875-9445
Document Number	00693/1721
Book / Page	693 / 1721
Instrument Date	Oct 16, 2017
Instrument	201700004580
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16392 ROAD K, OTTAWA, OH 45875-9445

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-8.2%) Homeowner's exemption	$51,470 (+34.28%) Land $5,990 Building $45,480	$147,050 (-) Land $17,110 Building $129,940
2023	$1,426.00 (+28.12%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$38,330 (-) Land $4,620 Building $33,710	$147,050 (+34.28%) Land $17,110 Building $129,940
2022	$1,113.00	$38,330 Land $4,620 Building $33,710
2020			$109,510 Land $13,200 Building $96,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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